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IBTA

BEARISH
$35.6 Live
Ibotta, Inc. · NYSE
Target $28.0 (-21.3%)
$19.1 52W Range $62.74
Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers Insiders SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 28, 2026
Market cap
$848.9M
P/E
296.67
ROE
1.0%
Profit margin
1.0%
Debt/Equity
0.09
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
85%
IBTA exhibits significant valuation disconnects, trading at a massive premium to its Graham Number ($5.55) and Intrinsic Value ($0.84). While the Piotroski F-Score of 4/9 indicates stable financial health and the balance sheet is clean with very low debt (D/E 0.09), these are overshadowed by deteriorating fundamentals. Revenue growth is negative (-10% YoY) and earnings have collapsed (-87.2% YoY), suggesting the current price is speculative rather than data-driven.

Key Strengths

Strong Gross Margin (79.25%) typical of scalable software models
Very low Debt/Equity ratio (0.09) indicating minimal leverage risk
Healthy liquidity with a Current Ratio of 1.96
Low Forward P/E (21.22) suggests expectations of a significant earnings recovery
Strong short-term price momentum (+22.8% in the last month)

Key Risks

Severe valuation gap: Current price is >6x the Graham Number
Negative revenue growth (-10% YoY and Q/Q)
Collapsing profitability with YoY EPS growth at -87.2%
Negative operating margin (-1.56%) indicating inability to cover costs from core operations
Bearish insider sentiment and selling activity
AI Fair Value Estimate
Based on comprehensive analysis
$12.5
-64.9% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
25
Weak
Value
15
Future
20
Past
25
Health
65
Dividend
0
AI Verdict
Overvalued with declining fundamentals
Key drivers: Negative revenue growth, Extreme P/E ratio, Massive gap between price and intrinsic value
Confidence
90%
Value
15/100

Ref P/E, PEG, Graham Number

Positives
  • Reasonable Price/Sales (2.48)
Watchpoints
  • P/E of 296.67 is unsustainable
  • Price far exceeds Graham Number ($5.55)
Future
20/100

Ref Growth rates

Positives
  • Low Forward P/E suggests potential turnaround
Watchpoints
  • YoY Revenue growth is -10%
  • EPS growth is -87.2%
Past
25/100

Ref Historical trends

Positives
  • Occasional earnings beats in previous years
Watchpoints
  • 5-year price change of -63.7%
  • Recent trend of missing earnings estimates (1/4 last 4 quarters)
Health
65/100

Ref Altman Z-Score, Piotroski F-Score

Positives
  • Very low debt
  • Strong current and quick ratios
Watchpoints
  • Piotroski F-Score is only 4/9 (Stable/Weak)
Dividend
0/100

Ref Yield, Payout

Positives
No standout positives identified.
Watchpoints
  • No dividend payments
  • 0/100 dividend strength

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$35.6
Analyst Target
$28.0
Upside/Downside
-21.3%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for IBTA and closest competitors.

Updated 2026-04-27
IBT
Ibotta, Inc.
Primary
5Y
-63.7%
3Y
-63.7%
1Y
-27.2%
6M
+3.2%
1M
+22.8%
1W
-0.2%
MTC
MMTec, Inc.
Peer
5Y
-94.0%
3Y
+30.3%
1Y
+762.3%
6M
+758.0%
1M
+59.2%
1W
+53.2%
LPT
LightPath Technologies, Inc.
Peer
5Y
+391.8%
3Y
+907.7%
1Y
+670.6%
6M
+61.9%
1M
+37.1%
1W
+25.4%
SCS
ScanSource, Inc.
Peer
5Y
+28.9%
3Y
+35.4%
1Y
+24.6%
6M
-4.9%
1M
+15.4%
1W
+3.8%
ALI
Alight, Inc.
Peer
5Y
-87.9%
3Y
-83.0%
1Y
-77.8%
6M
-73.4%
1M
-24.4%
1W
-5.1%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
296.67
Forward P/E
21.22
PEG Ratio
N/A
P/B Ratio
3.12
P/S Ratio
2.48
EV/Revenue
2.06
EV/EBITDA
196.39
Market Cap
$848.9M

Profitability

Profit margins and return metrics

Profit Margin 1.04%
Operating Margin -1.56%
Gross Margin 79.25%
ROE 0.96%
ROA 0.19%

Growth

Revenue and earnings growth rates

Revenue Growth -10.0%
Earnings Growth N/A
Q/Q Revenue Growth -10.02%
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
0.09
Low debt
Current Ratio
1.96
Good
Quick Ratio
1.91
Excellent
Cash/Share
$7.66

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue
$0.1B
Gross Margin
78.7%
Op. Margin
-1.9%
Net Margin
-1.1%
Total Assets
$0.5B
Liabilities
$0.2B
Equity
$0.3B
Debt/Equity
0.83x
Operating CF
$0.0B
CapEx
$-0.0B
Free Cash Flow
$0.0B
FCF Yield
60%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-06
$N/A
2026-02-25
$0.29
-17.9% surprise
2025-11-12
$0.56
+65.2% surprise
2025-08-13
$0.49
-14.0% surprise

Technology Sector Comparison

Comparing IBTA against 565 companies in the Technology sector (45 bullish, 197 neutral, 323 bearish)
P/E Ratio
296.67
This Stock
vs
82.88
Sector Avg
+257.9% (Expensive)
Return on Equity (ROE)
0.96%
This Stock
vs
-33.47%
Sector Avg
-102.9% (Below Avg)
Profit Margin
1.04%
This Stock
vs
-11.75%
Sector Avg
-108.9% (Weaker)
Debt to Equity
0.09
This Stock
vs
0.74
Sector Avg
-88.0% (Less Debt)
Revenue Growth
-10.0%
This Stock
vs
4383.21%
Sector Avg
-100.2% (Slower)
Current Ratio
1.96
This Stock
vs
3.59
Sector Avg
-45.3% (Weaker)

Similar Companies

Peer comparison within the same industry

IBTA Ibotta, Inc.
BEARISH
Mkt Cap
$849M
P/E
296.7
ROE
1.0%
Price
$35.6
MTC MMTec, Inc.
BEARISH
Mkt Cap
$854M
P/E
-
ROE
-272.7%
Price
$8.58
 Compare with IBTA
LPTH LightPath...
BEARISH
Mkt Cap
$832M
P/E
-
ROE
-33.0%
Price
$14.41
 Compare with IBTA
SCSC ScanSource, Inc.
NEUTRAL
Mkt Cap
$868M
P/E
12.2
ROE
8.2%
Price
$39.55
 Compare with IBTA
ALIT Alight, Inc.
BEARISH
Mkt Cap
$819M
P/E
-
ROE
-66.9%
Price
$1.49
 Compare with IBTA

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

DASPIT MARISA
Officer
Sell
2026-03-05
2,956 shares · $71,121
LEACH BRYAN
Chief Executive Officer
Gift
2026-03-02
60,000 shares
LEACH BRYAN
Chief Executive Officer
Stock Award
2026-03-02
60,000 shares
CHOMKO JARED
Officer
Stock Award
2026-01-26
6,000 shares
SHAPIRO DAVID T
Officer
Stock Award
2026-01-08
177,148 shares
LEACH BRYAN
Chief Executive Officer
Stock Award
2026-01-08
407,706 shares
EL TABIB AMIR
Officer
Stock Award
2026-01-08
88,663 shares
DASPIT MARISA
Officer
Stock Award
2026-01-08
85,297 shares
SWANSON LUKE ROY
Chief Technology Officer
Stock Award
2026-01-08
265,722 shares
RIEDY CHRIS J
Officer
Buy
2026-01-08
276,041 shares · $6,072,902
CHOMKO JARED
Officer
Option Exercise
2025-12-29
2,900 shares · $30,160
DASPIT MARISA
Officer
Sell
2025-12-05
10 shares · $235
SHAPIRO DAVID T
Officer
Stock Award
2025-11-17
415 shares · $9,371
CHOMKO JARED
Officer
Stock Award
2025-11-17
38 shares · $858
Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

DEF 14A
DEF 14A
2026-04-07

IBTA filed a Definitive Proxy Statement on April 7, 2026, providing shareholders with necessary information to vote on corporate matters at the upcoming annual meeting.

8-K
8-K
2026-03-12
10-K
10-K
2026-02-26

IBTA filed its 10-K annual report on February 26, 2026, which includes sections on business operations, risk factors, and management's discussion and analysis. The provided excerpts do not contain specific financial metrics or detailed risk disclosures for analysis.

8-K
8-K
2026-02-25

IBTA filed an 8-K on February 25, 2026, likely to report its annual financial results.

10-Q
10-Q
2025-11-13

IBTA's 10-Q filing dated November 13, 2025, indicates significant financial risk, specifically noting defaults upon senior securities. While specific financial performance metrics were not provided in the excerpt, the company emphasizes substantial uncertainties regarding its ability to meet operational and financial targets.

8-K
8-K
2025-11-12

IBTA filed a Form 8-K on November 12, 2025, likely to announce its third-quarter financial results.

8-K
8-K
2025-10-16
10-Q
10-Q
2025-08-13

IBTA's 10-Q filing emphasizes the company's focus on achieving operational targets and maintaining long-term profitability. Key risks identified include potential defaults on senior securities and the impact of unregistered sales of equity securities.

8-K
8-K
2025-08-13
8-K
8-K
2025-08-11
8-K
8-K
2025-06-10
8-K
8-K
2025-06-03
10-Q
10-Q
2025-05-15
8-K
8-K
2025-05-14
DEF 14A
DEF 14A
2025-04-11
Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning IBTA from our newsroom.

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