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IIF vs MA

IIF
Morgan Stanley India Investment Fund, Inc.
BEARISH
Price
$21.93
Market Cap
$209.1M
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
IIF
--
MA
30.28
Forward P/E
IIF
--
MA
22.05
P/B Ratio
IIF
0.79
MA
57.74
P/S Ratio
IIF
117.21
MA
13.6
EV/EBITDA
IIF
--
MA
22.13

Profitability

Gross Margin
IIF
100.0%
MA
100.0%
Operating Margin
IIF
-108.9%
MA
57.73%
Profit Margin
IIF
0.0%
MA
45.65%
ROE
IIF
-2.2%
MA
209.91%
ROA
IIF
-0.39%
MA
23.72%

Growth

Revenue Growth
IIF
2.6%
MA
17.6%
Earnings Growth
IIF
--
MA
24.2%

Financial Health

Debt/Equity
IIF
--
MA
2.56
Current Ratio
IIF
0.04
MA
1.03
Quick Ratio
IIF
0.04
MA
0.68

Dividends

Dividend Yield
IIF
9.05%
MA
0.7%
Payout Ratio
IIF
183.62%
MA
18.4%

AI Verdict

IIF BEARISH

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating significant financial instability. While the fund trades at a discount to book value (P/B 0.79), this is offset by a highly unsustainable dividend payout ratio of 183.62% and negative operating margins of -108.90%. Severe liquidity concerns are evident in the current ratio of 0.04, and bearish insider sentiment is confirmed by $1.93M in net selling. Overall, the fund exhibits characteristics of a dividend trap with deteriorating fundamentals.

Strengths
Trading below book value (P/B 0.79)
High nominal dividend yield of 9.05%
Positive long-term 5-year price appreciation (+58.6%)
Risks
Unsustainable dividend payout ratio (183.62%)
Critical liquidity risk (Current Ratio 0.04)
Weak financial health (Piotroski F-Score 3/9)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

IIF vs MA: Head-to-Head Comparison

This page compares Morgan Stanley India Investment Fund, Inc. (IIF) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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