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IIM vs MA

IIM
Invesco Value Municipal Income Trust
NEUTRAL
Price
$12.06
Market Cap
$567.6M
Sector
Financial Services
AI Confidence
80%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
IIM
--
MA
30.28
Forward P/E
IIM
--
MA
22.05
P/B Ratio
IIM
1.0
MA
57.74
P/S Ratio
IIM
12.81
MA
13.6
EV/EBITDA
IIM
--
MA
22.13

Profitability

Gross Margin
IIM
100.0%
MA
100.0%
Operating Margin
IIM
88.46%
MA
57.73%
Profit Margin
IIM
-60.83%
MA
45.65%
ROE
IIM
-4.48%
MA
209.91%
ROA
IIM
2.6%
MA
23.72%

Growth

Revenue Growth
IIM
0.7%
MA
17.6%
Earnings Growth
IIM
--
MA
24.2%

Financial Health

Debt/Equity
IIM
0.59
MA
2.56
Current Ratio
IIM
2.02
MA
1.03
Quick Ratio
IIM
2.02
MA
0.68

Dividends

Dividend Yield
IIM
7.67%
MA
0.7%
Payout Ratio
IIM
193.38%
MA
18.4%

AI Verdict

IIM NEUTRAL

IIM presents a stable but stagnant profile, anchored by a Piotroski F-Score of 4/9, indicating a stable financial health baseline. The trust is trading exactly at its book value (P/B 1.00), suggesting fair valuation relative to its net assets. However, the dividend profile is highly concerning with a payout ratio of 193.38%, indicating that distributions are not supported by current earnings. Combined with a bearish technical trend (0/100) and negative profit margins, the asset is currently a yield-trap candidate rather than a growth vehicle.

Strengths
Trading at fair value with a Price/Book ratio of 1.00
Strong liquidity position with a Current Ratio of 2.02
Positive 1-year price performance (+11.0%)
Risks
Unsustainable payout ratio of 193.38% suggesting capital erosion or leverage-funded dividends
Severe negative profit margin of -60.83%
Stagnant revenue growth of only 0.70% YoY
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

IIM vs MA: Head-to-Head Comparison

This page compares Invesco Value Municipal Income Trust (IIM) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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