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INTR vs V

INTR
Inter & Co, Inc.
NEUTRAL
Price
$8.21
Market Cap
$3.62B
Sector
Financial Services
AI Confidence
80%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
INTR
14.16
V
28.35
Forward P/E
INTR
7.61
V
20.79
P/B Ratio
INTR
1.85
V
15.09
P/S Ratio
INTR
0.61
V
14.08
EV/EBITDA
INTR
--
V
20.06

Profitability

Gross Margin
INTR
0.0%
V
97.78%
Operating Margin
INTR
28.15%
V
68.3%
Profit Margin
INTR
21.93%
V
50.23%
ROE
INTR
14.36%
V
53.95%
ROA
INTR
1.6%
V
18.36%

Growth

Revenue Growth
INTR
26.4%
V
14.6%
Earnings Growth
INTR
35.5%
V
17.4%

Financial Health

Debt/Equity
INTR
--
V
0.55
Current Ratio
INTR
--
V
1.11
Quick Ratio
INTR
--
V
0.72

Dividends

Dividend Yield
INTR
1.38%
V
0.89%
Payout Ratio
INTR
15.79%
V
22.91%

AI Verdict

INTR NEUTRAL

Inter & Co presents a stark contrast between strong growth metrics and deteriorating fundamental health, highlighted by a weak Piotroski F-Score of 2/9. While the company exhibits impressive revenue growth (26.4%) and earnings growth (35.5%), the low F-Score suggests significant internal financial instability or declining efficiency. The stock is attractively valued with a Forward P/E of 7.61 and trades well below its growth-based intrinsic value of $17.11, but this is offset by a bearish technical trend and poor insider sentiment. Overall, the growth potential is high, but the underlying financial health risks necessitate a neutral stance.

Strengths
Strong YoY revenue growth of 26.40%
Robust earnings growth of 35.50% YoY
Attractive Forward P/E ratio of 7.61
Risks
Critical financial health warning indicated by Piotroski F-Score of 2/9
Bearish technical trend (0/100 score)
Weak insider sentiment (40/100)
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

INTR vs V: Head-to-Head Comparison

This page compares Inter & Co, Inc. (INTR) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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