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INTR vs MA

INTR
Inter & Co, Inc.
NEUTRAL
Price
$8.21
Market Cap
$3.62B
Sector
Financial Services
AI Confidence
80%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
INTR
14.16
MA
30.28
Forward P/E
INTR
7.61
MA
22.05
P/B Ratio
INTR
1.85
MA
57.74
P/S Ratio
INTR
0.61
MA
13.6
EV/EBITDA
INTR
--
MA
22.13

Profitability

Gross Margin
INTR
0.0%
MA
100.0%
Operating Margin
INTR
28.15%
MA
57.73%
Profit Margin
INTR
21.93%
MA
45.65%
ROE
INTR
14.36%
MA
209.91%
ROA
INTR
1.6%
MA
23.72%

Growth

Revenue Growth
INTR
26.4%
MA
17.6%
Earnings Growth
INTR
35.5%
MA
24.2%

Financial Health

Debt/Equity
INTR
--
MA
2.56
Current Ratio
INTR
--
MA
1.03
Quick Ratio
INTR
--
MA
0.68

Dividends

Dividend Yield
INTR
1.38%
MA
0.7%
Payout Ratio
INTR
15.79%
MA
18.4%

AI Verdict

INTR NEUTRAL

Inter & Co presents a stark contrast between strong growth metrics and deteriorating fundamental health, highlighted by a weak Piotroski F-Score of 2/9. While the company exhibits impressive revenue growth (26.4%) and earnings growth (35.5%), the low F-Score suggests significant internal financial instability or declining efficiency. The stock is attractively valued with a Forward P/E of 7.61 and trades well below its growth-based intrinsic value of $17.11, but this is offset by a bearish technical trend and poor insider sentiment. Overall, the growth potential is high, but the underlying financial health risks necessitate a neutral stance.

Strengths
Strong YoY revenue growth of 26.40%
Robust earnings growth of 35.50% YoY
Attractive Forward P/E ratio of 7.61
Risks
Critical financial health warning indicated by Piotroski F-Score of 2/9
Bearish technical trend (0/100 score)
Weak insider sentiment (40/100)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

INTR vs MA: Head-to-Head Comparison

This page compares Inter & Co, Inc. (INTR) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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