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IOR vs V

IOR
Income Opportunity Realty Investors, Inc.
BEARISH
Price
$17.90
Market Cap
$72.8M
Sector
Financial Services
AI Confidence
85%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
IOR
18.27
V
28.35
Forward P/E
IOR
--
V
20.79
P/B Ratio
IOR
0.58
V
15.09
P/S Ratio
IOR
--
V
14.08
EV/EBITDA
IOR
--
V
20.06

Profitability

Gross Margin
IOR
0.0%
V
97.78%
Operating Margin
IOR
0.0%
V
68.3%
Profit Margin
IOR
0.0%
V
50.23%
ROE
IOR
3.22%
V
53.95%
ROA
IOR
-0.19%
V
18.36%

Growth

Revenue Growth
IOR
--
V
14.6%
Earnings Growth
IOR
-12.2%
V
17.4%

Financial Health

Debt/Equity
IOR
--
V
0.55
Current Ratio
IOR
--
V
1.11
Quick Ratio
IOR
--
V
0.72

Dividends

Dividend Yield
IOR
--
V
0.89%
Payout Ratio
IOR
0.0%
V
22.91%

AI Verdict

IOR BEARISH

IOR exhibits severe fundamental weakness, highlighted by a Piotroski F-Score of 2/9, indicating poor financial health. While the stock appears undervalued based on the Graham Number ($26.13) and a Price-to-Book ratio of 0.58, these are likely value traps given the intrinsic value of $6.86 and negative growth trends. Profitability is non-existent with 0.00% profit and operating margins, coupled with a -12.20% decline in YoY earnings. The technical trend is bearish, and the lack of analyst coverage further increases the risk profile.

Strengths
Trading significantly below the Graham Number ($26.13)
Low Price-to-Book ratio (0.58) suggesting asset undervaluation
P/E ratio (18.27) is lower than the financial services sector average (35.93)
Risks
Critical financial health failure (Piotroski F-Score: 2/9)
Negative growth trajectory across both YoY and Q/Q earnings and revenue
Zero percent profit and operating margins indicating an inability to generate operational income
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

IOR vs V: Head-to-Head Comparison

This page compares Income Opportunity Realty Investors, Inc. (IOR) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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