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IOR

BEARISH
$17.9 Live
Income Opportunity Realty Investors, Inc. · AMEX
$17.5 52W Range $19.69

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 29, 2026
Market cap
$72.78M
P/E
18.27
ROE
3.2%
Profit margin
N/A
Debt/Equity
N/A
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
85%
IOR exhibits severe fundamental weakness, highlighted by a Piotroski F-Score of 2/9, indicating poor financial health. While the stock appears undervalued based on the Graham Number ($26.13) and a Price-to-Book ratio of 0.58, these are likely value traps given the intrinsic value of $6.86 and negative growth trends. Profitability is non-existent with 0.00% profit and operating margins, coupled with a -12.20% decline in YoY earnings. The technical trend is bearish, and the lack of analyst coverage further increases the risk profile.

Key Strengths

Trading significantly below the Graham Number ($26.13)
Low Price-to-Book ratio (0.58) suggesting asset undervaluation
P/E ratio (18.27) is lower than the financial services sector average (35.93)
Positive long-term price performance (5Y Change: +45.2%)
Neutral insider sentiment suggests no immediate mass exit

Key Risks

Critical financial health failure (Piotroski F-Score: 2/9)
Negative growth trajectory across both YoY and Q/Q earnings and revenue
Zero percent profit and operating margins indicating an inability to generate operational income
Current price ($17.90) is trading at a massive premium to growth-based intrinsic value ($6.86)
Micro-cap liquidity risk with zero analyst coverage
AI Fair Value Estimate
Based on comprehensive analysis
$10.5
-41.3% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
21
Weak
Value
45
Future
10
Past
40
Health
10
Dividend
0
AI Verdict
Value Trap
Key drivers: Poor Piotroski Score, Negative Earnings Growth, Zero Profit Margins, Intrinsic Value Gap
Confidence
90%
Value
45/100

Ref P/E 18.27, Graham Number $26.13

Positives
  • P/B 0.58
  • Below Graham Number
Watchpoints
  • Price far exceeds intrinsic value of $6.86
Future
10/100

Ref Growth rates

Positives
No standout positives identified.
Watchpoints
  • YoY Earnings Growth -12.20%
  • Q/Q Revenue Growth -11.69%
Past
40/100

Ref Historical trends

Positives
  • 5Y Change +45.2%
Watchpoints
  • Recent 1-month and 1-week negative momentum
Health
10/100

Ref Piotroski F-Score

Positives
No standout positives identified.
Watchpoints
  • Piotroski F-Score 2/9
Dividend
0/100

Ref Yield, Payout

Positives
No standout positives identified.
Watchpoints
  • No dividend yield
  • 0/100 Dividend Strength

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$17.9

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for IOR and closest competitors.

Updated 2026-04-28
IOR
Income Opportunity Realty Investors, Inc.
Primary
5Y
+45.2%
3Y
+57.7%
1Y
+2.3%
6M
+0.6%
1M
-0.6%
1W
-0.5%
GEC
Great Elm Capital Corp.
Peer
5Y
-44.9%
3Y
+2.9%
1Y
-36.1%
6M
-23.4%
1M
-1.6%
1W
+2.6%
BTC
BTCS Inc.
Peer
5Y
-86.5%
3Y
+27.2%
1Y
+4.0%
6M
-75.2%
1M
-20.9%
1W
+3.6%
EEA
The European Equity Fund, Inc.
Peer
5Y
+27.3%
3Y
+26.2%
1Y
+14.9%
6M
-0.4%
1M
+6.2%
1W
-1.8%
GLV
Clough Global Dividend and Income Fund
Peer
5Y
-9.1%
3Y
+50.4%
1Y
+26.3%
6M
+4.9%
1M
+3.7%
1W
-1.5%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
18.27
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
0.58
P/S Ratio
N/A
EV/Revenue
N/A
EV/EBITDA
N/A
Market Cap
$72.78M

Profitability

Profit margins and return metrics

Profit Margin N/A
Operating Margin N/A
Gross Margin N/A
ROE 3.22%
ROA -0.19%

Growth

Revenue and earnings growth rates

Revenue Growth N/A
Earnings Growth -12.2%
Q/Q Revenue Growth -11.69%
Q/Q Earnings Growth -12.3%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$0.0

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue
$0.0B
Op. Margin
92.4%
Net Margin
73.0%
Total Assets
$0.1B
Equity
$0.1B

Financial Services Sector Comparison

Comparing IOR against 853 companies in the Financial Services sector (144 bullish, 363 neutral, 346 bearish)
P/E Ratio
18.27
This Stock
vs
35.08
Sector Avg
-47.9% (Discount)
Return on Equity (ROE)
3.22%
This Stock
vs
-0.46%
Sector Avg
-794.6% (Below Avg)

Similar Companies

Peer comparison within the same industry

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

TRANSCONTINENTAL REALTY INVESTORS INC
Beneficial Owner of more than 10% of a Class of Security
Buy
2026-03-30
93 shares · $1,641
TRANSCONTINENTAL REALTY INVESTORS INC
Beneficial Owner of more than 10% of a Class of Security
Buy
2025-12-19
678 shares · $11,995
TRANSCONTINENTAL REALTY INVESTORS INC
Beneficial Owner of more than 10% of a Class of Security
Buy
2025-12-08
1,436 shares · $25,569
Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

10-K
ANNUAL REPORT
2026-03-12

IOR filed its annual 10-K report on March 12, 2026, which includes sections on business operations, risk factors, and management's discussion and analysis. Specific financial highlights and risk details were not provided in the available excerpts.

8-K
CURRENT REPORT
2026-03-12
8-K
CURRENT REPORT
2025-12-15
10-Q
QUARTERLY REPORT
2025-11-06

IOR filed its quarterly report (Form 10-Q) on November 6, 2025. The provided excerpts do not contain specific financial highlights or detailed risk disclosures beyond the identification of the Risk Factors section.

8-K
CURRENT REPORT
2025-11-06

IOR filed a current report on November 6, 2025, likely announcing its third-quarter financial results.

DEF 14A
DEFINITIVE PROXY STATEMENT
2025-11-04

IOR filed a Definitive Proxy Statement (DEF 14A) on November 4, 2025, providing shareholders with necessary information and voting materials for an upcoming meeting.

8-K
CURRENT REPORT
2025-08-07

IOR filed a current report on August 7, 2025, likely announcing its second-quarter financial results.

10-Q
QUARTERLY REPORT
2025-08-07

IOR submitted its Form 10-Q quarterly report on August 7, 2025. While the filing includes a dedicated section for risk factors under Item 1A, specific financial performance metrics and detailed risk disclosures were not provided in the available excerpts.

8-K
CURRENT REPORT
2025-05-08

IOR filed a current report on May 8, 2025, likely announcing its first-quarter financial results.

10-Q
QUARTERLY REPORT
2025-05-08

IOR submitted its Form 10-Q quarterly report on May 8, 2025. While the filing includes a dedicated section for risk factors under Item 1A, the provided excerpt contains no specific financial metrics or detailed risk disclosures.

10-K
ANNUAL REPORT
2025-03-20
8-K
CURRENT REPORT
2025-03-20
8-K
8-K
2024-12-13
DEF 14A
DEFINITIVE PROXY STATEMENTS
2024-11-14
8-K
CURRENT REPORT
2024-11-07
Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning IOR from our newsroom.

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