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JEF vs MA

JEF
Jefferies Financial Group Inc.
NEUTRAL
Price
$48.14
Market Cap
$9.84B
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
JEF
16.15
MA
30.28
Forward P/E
JEF
10.88
MA
22.05
P/B Ratio
JEF
0.93
MA
57.74
P/S Ratio
JEF
1.82
MA
13.6
EV/EBITDA
JEF
--
MA
22.13

Profitability

Gross Margin
JEF
2.62%
MA
100.0%
Operating Margin
JEF
13.41%
MA
57.73%
Profit Margin
JEF
23.02%
MA
45.65%
ROE
JEF
--
MA
209.91%
ROA
JEF
--
MA
23.72%

Growth

Revenue Growth
JEF
26.6%
MA
17.6%
Earnings Growth
JEF
22.8%
MA
24.2%

Financial Health

Debt/Equity
JEF
3.44
MA
2.56
Current Ratio
JEF
--
MA
1.03
Quick Ratio
JEF
--
MA
0.68

Dividends

Dividend Yield
JEF
3.32%
MA
0.7%
Payout Ratio
JEF
53.69%
MA
18.4%

AI Verdict

JEF NEUTRAL

JEF presents a stark contrast between deep value and deteriorating operational health, highlighted by a weak Piotroski F-Score of 2/9. While the stock is significantly undervalued relative to its Graham Number ($58.99) and Intrinsic Value ($87.91), and trades below book value (P/B 0.93), the deterministic health metrics are alarming. Strong year-over-year revenue and earnings growth are offset by a bearish technical trend (0/100) and a recent negative Q/Q EPS growth of -27.1%. The investment case relies on a value-recovery thesis, but the operational red flags necessitate a cautious approach.

Strengths
Deep value valuation with P/B ratio of 0.93
Strong YoY Revenue growth (26.60%) and Earnings growth (22.80%)
Significant upside to Graham Number ($58.99) and Intrinsic Value ($87.91)
Risks
Severe operational weakness indicated by a Piotroski F-Score of 2/9
High leverage with a Debt/Equity ratio of 3.44
Strongly bearish technical trend (0/100)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

JEF vs MA: Head-to-Head Comparison

This page compares Jefferies Financial Group Inc. (JEF) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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