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JF vs JPM

JF
J and Friends Holdings Limited
BEARISH
Price
$0.95
Market Cap
$15.2M
Sector
Financial Services
AI Confidence
95%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
JF
--
JPM
15.68
Forward P/E
JF
--
JPM
13.42
P/B Ratio
JF
-0.25
JPM
2.47
P/S Ratio
JF
0.43
JPM
5.03
EV/EBITDA
JF
--
JPM
--

Profitability

Gross Margin
JF
63.96%
JPM
0.0%
Operating Margin
JF
-47.07%
JPM
41.06%
Profit Margin
JF
-33.48%
JPM
33.91%
ROE
JF
--
JPM
16.13%
ROA
JF
-7.26%
JPM
1.35%

Growth

Revenue Growth
JF
2.7%
JPM
2.5%
Earnings Growth
JF
--
JPM
-3.6%

Financial Health

Debt/Equity
JF
--
JPM
--
Current Ratio
JF
0.18
JPM
--
Quick Ratio
JF
0.18
JPM
--

Dividends

Dividend Yield
JF
--
JPM
1.91%
Payout Ratio
JF
0.0%
JPM
28.97%

AI Verdict

JF BEARISH

JF exhibits severe financial distress, highlighted by a weak Piotroski F-Score of 3/9 and a critical liquidity crisis with a Current Ratio of 0.18. The company's negative Price-to-Book ratio (-0.25) indicates negative shareholder equity, suggesting that liabilities exceed assets. Despite a positive gross margin, the company is deeply unprofitable with an operating margin of -47.07% and stagnant revenue growth of 2.70% compared to a sector average of 43.64%. The long-term price performance (-86.8% over 5 years) and bearish technical trend further reinforce a high-risk profile.

Strengths
Positive Gross Margin (63.96%)
Low Price-to-Sales ratio (0.43)
Slight positive YoY revenue growth (2.70%)
Risks
Negative Equity (Price/Book: -0.25) indicating potential insolvency
Severe liquidity risk (Current Ratio: 0.18)
Deeply negative operating and profit margins
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

JF vs JPM: Head-to-Head Comparison

This page compares J and Friends Holdings Limited (JF) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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