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JHI vs JPM

JHI
John Hancock Investors Trust
NEUTRAL
Price
$13.30
Market Cap
$116.3M
Sector
Financial Services
AI Confidence
85%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
JHI
11.47
JPM
15.68
Forward P/E
JHI
--
JPM
13.42
P/B Ratio
JHI
0.9
JPM
2.47
P/S Ratio
JHI
7.64
JPM
5.03
EV/EBITDA
JHI
--
JPM
--

Profitability

Gross Margin
JHI
100.0%
JPM
0.0%
Operating Margin
JHI
91.1%
JPM
41.06%
Profit Margin
JHI
66.36%
JPM
33.91%
ROE
JHI
7.77%
JPM
16.13%
ROA
JHI
3.88%
JPM
1.35%

Growth

Revenue Growth
JHI
5.5%
JPM
2.5%
Earnings Growth
JHI
19.8%
JPM
-3.6%

Financial Health

Debt/Equity
JHI
0.67
JPM
--
Current Ratio
JHI
0.05
JPM
--
Quick Ratio
JHI
0.04
JPM
--

Dividends

Dividend Yield
JHI
9.34%
JPM
1.91%
Payout Ratio
JHI
103.03%
JPM
28.97%

AI Verdict

JHI NEUTRAL

JHI presents a classic value trap profile, characterized by a stable Piotroski F-Score of 5/9 and significant undervaluation relative to its Graham Number ($19.68) and Intrinsic Value ($34.22). While the company boasts impressive operating margins and a low P/E ratio compared to the sector, these strengths are offset by critical liquidity concerns and an unsustainable dividend policy. The current price of $13.30 is well below fair value estimates, but the technical trend is bearish and the payout ratio exceeds 100%. Consequently, the stock is a high-yield play with significant fundamental risks regarding solvency and dividend maintenance.

Strengths
Significant undervaluation (Price < Book Value and Price < Graham Number)
Very high operating margins (91.10%) and profit margins (66.36%)
Strong earnings growth (19.80% YoY)
Risks
Unsustainable dividend payout ratio (103.03%)
Severe liquidity risk indicated by a Current Ratio of 0.05
Bearish technical trend (0/100 score)
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

JHI vs JPM: Head-to-Head Comparison

This page compares John Hancock Investors Trust (JHI) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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