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JHI vs NIM

JHI
John Hancock Investors Trust
NEUTRAL
Price
$13.30
Market Cap
$116.3M
Sector
Financial Services
AI Confidence
85%
NIM
Nuveen Select Maturities Municipal Fund
BEARISH
Price
$9.37
Market Cap
$116.6M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
JHI
11.47
NIM
44.62
Forward P/E
JHI
--
NIM
--
P/B Ratio
JHI
0.9
NIM
0.94
P/S Ratio
JHI
7.64
NIM
23.71
EV/EBITDA
JHI
--
NIM
--

Profitability

Gross Margin
JHI
100.0%
NIM
100.0%
Operating Margin
JHI
91.1%
NIM
85.44%
Profit Margin
JHI
66.36%
NIM
52.6%
ROE
JHI
7.77%
NIM
2.07%
ROA
JHI
3.88%
NIM
2.07%

Growth

Revenue Growth
JHI
5.5%
NIM
3.5%
Earnings Growth
JHI
19.8%
NIM
26.5%

Financial Health

Debt/Equity
JHI
0.67
NIM
--
Current Ratio
JHI
0.05
NIM
2.28
Quick Ratio
JHI
0.04
NIM
1.18

Dividends

Dividend Yield
JHI
9.34%
NIM
3.71%
Payout Ratio
JHI
103.03%
NIM
175.14%

AI Verdict

JHI NEUTRAL

JHI presents a classic value trap profile, characterized by a stable Piotroski F-Score of 5/9 and significant undervaluation relative to its Graham Number ($19.68) and Intrinsic Value ($34.22). While the company boasts impressive operating margins and a low P/E ratio compared to the sector, these strengths are offset by critical liquidity concerns and an unsustainable dividend policy. The current price of $13.30 is well below fair value estimates, but the technical trend is bearish and the payout ratio exceeds 100%. Consequently, the stock is a high-yield play with significant fundamental risks regarding solvency and dividend maintenance.

Strengths
Significant undervaluation (Price < Book Value and Price < Graham Number)
Very high operating margins (91.10%) and profit margins (66.36%)
Strong earnings growth (19.80% YoY)
Risks
Unsustainable dividend payout ratio (103.03%)
Severe liquidity risk indicated by a Current Ratio of 0.05
Bearish technical trend (0/100 score)
NIM BEARISH

NIM exhibits a stable financial health profile with a Piotroski F-Score of 6/9, but it is fundamentally overvalued. The current price of $9.37 significantly exceeds both the Graham Number ($6.85) and the Intrinsic Value ($6.19). Most concerning is the unsustainable dividend payout ratio of 175.14%, indicating that distributions are not supported by current earnings. Combined with a bearish technical trend (0/100), the asset appears overpriced relative to its growth and income capacity.

Strengths
Stable Piotroski F-Score (6/9) indicating consistent financial health
Strong operating margins at 85.44%
Positive earnings growth of 26.50% YoY
Risks
Unsustainable dividend payout ratio (175.14%)
Significant premium to Graham Number and Intrinsic Value
Very low Return on Equity (ROE) of 2.07%

Compare Another Pair

JHI vs NIM: Head-to-Head Comparison

This page compares John Hancock Investors Trust (JHI) and Nuveen Select Maturities Municipal Fund (NIM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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