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JMSB vs JPM

JMSB
John Marshall Bancorp, Inc.
BULLISH
Price
$20.76
Market Cap
$295.1M
Sector
Financial Services
AI Confidence
75%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
JMSB
13.93
JPM
15.68
Forward P/E
JMSB
10.87
JPM
13.42
P/B Ratio
JMSB
1.11
JPM
2.47
P/S Ratio
JMSB
4.84
JPM
5.03
EV/EBITDA
JMSB
--
JPM
--

Profitability

Gross Margin
JMSB
0.0%
JPM
0.0%
Operating Margin
JMSB
49.3%
JPM
41.06%
Profit Margin
JMSB
34.84%
JPM
33.91%
ROE
JMSB
8.29%
JPM
16.13%
ROA
JMSB
0.93%
JPM
1.35%

Growth

Revenue Growth
JMSB
11.9%
JPM
2.5%
Earnings Growth
JMSB
26.3%
JPM
-3.6%

Financial Health

Debt/Equity
JMSB
--
JPM
--
Current Ratio
JMSB
--
JPM
--
Quick Ratio
JMSB
--
JPM
--

Dividends

Dividend Yield
JMSB
1.88%
JPM
1.91%
Payout Ratio
JMSB
20.13%
JPM
28.97%

AI Verdict

JMSB BULLISH

JMSB presents a strong value opportunity, trading significantly below both its Graham Number ($25.09) and estimated Intrinsic Value ($43.95). While the Piotroski F-Score of 4/9 indicates stable but not exceptional financial health, the company demonstrates robust growth with earnings increasing 26.3% YoY. The valuation is attractive with a P/E of 13.93 and a low Price/Book of 1.11. Despite a heavily bearish technical trend (10/100), the fundamental divergence suggests a potential buying opportunity for long-term investors.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Strong earnings growth (26.3% YoY) and consistent quarterly beats
Very sustainable dividend payout ratio (20.13%)
Risks
Severely bearish technical trend (10/100) suggesting strong short-term selling pressure
Limited analyst coverage (only 1 analyst providing a target)
Small market capitalization ($0.30B) may lead to higher volatility and lower liquidity
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

JMSB vs JPM: Head-to-Head Comparison

This page compares John Marshall Bancorp, Inc. (JMSB) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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