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JOF vs MA

JOF
Japan Smaller Capitalization Fund, Inc.
BULLISH
Price
$10.99
Market Cap
$311.4M
Sector
Financial Services
AI Confidence
75%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
JOF
4.56
MA
30.28
Forward P/E
JOF
--
MA
22.05
P/B Ratio
JOF
1.16
MA
57.74
P/S Ratio
JOF
38.22
MA
13.6
EV/EBITDA
JOF
--
MA
22.13

Profitability

Gross Margin
JOF
100.0%
MA
100.0%
Operating Margin
JOF
60.35%
MA
57.73%
Profit Margin
JOF
93.43%
MA
45.65%
ROE
JOF
2.83%
MA
209.91%
ROA
JOF
1.06%
MA
23.72%

Growth

Revenue Growth
JOF
42.3%
MA
17.6%
Earnings Growth
JOF
--
MA
24.2%

Financial Health

Debt/Equity
JOF
--
MA
2.56
Current Ratio
JOF
1.34
MA
1.03
Quick Ratio
JOF
1.34
MA
0.68

Dividends

Dividend Yield
JOF
9.69%
MA
0.7%
Payout Ratio
JOF
23.98%
MA
18.4%

AI Verdict

JOF BULLISH

JOF presents a compelling deep-value opportunity, characterized by a stable Piotroski F-Score of 4/9 and a current price ($10.99) trading at a significant discount to both its Graham Number ($22.65) and Intrinsic Value ($16.87). The fund exhibits an exceptionally low P/E ratio of 4.56 compared to the sector average of 35.45, paired with a highly sustainable 9.69% dividend yield. While technical trends are currently bearish (0/100), the strong long-term price performance and robust revenue growth of 42.3% suggest a strong fundamental floor.

Strengths
Significant undervaluation relative to Graham Number ($22.65) and Intrinsic Value ($16.87)
Extremely low P/E ratio (4.56) compared to financial services sector average (35.45)
High and sustainable dividend yield of 9.69% with a low payout ratio of 23.98%
Risks
Bearish technical trend (0/100) indicating short-term negative momentum
Low Return on Equity (ROE) of 2.83% suggesting inefficient capital utilization
Piotroski F-Score of 4/9 indicates only stable, not strong, financial health
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

JOF vs MA: Head-to-Head Comparison

This page compares Japan Smaller Capitalization Fund, Inc. (JOF) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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