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JPM vs KINS

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%
KINS
Kingstone Companies, Inc.
BULLISH
Price
$15.08
Market Cap
$218.3M
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
JPM
14.69
KINS
5.24
Forward P/E
JPM
12.62
KINS
5.2
P/B Ratio
JPM
2.32
KINS
1.77
P/S Ratio
JPM
4.72
KINS
1.03
EV/EBITDA
JPM
--
KINS
4.03

Profitability

Gross Margin
JPM
0.0%
KINS
26.41%
Operating Margin
JPM
41.06%
KINS
32.83%
Profit Margin
JPM
33.91%
KINS
19.15%
ROE
JPM
16.13%
KINS
43.04%
ROA
JPM
1.35%
KINS
7.5%

Growth

Revenue Growth
JPM
2.5%
KINS
34.0%
Earnings Growth
JPM
-3.6%
KINS
149.6%

Financial Health

Debt/Equity
JPM
--
KINS
0.04
Current Ratio
JPM
--
KINS
0.52
Quick Ratio
JPM
--
KINS
0.18

Dividends

Dividend Yield
JPM
2.11%
KINS
0.99%
Payout Ratio
JPM
28.97%
KINS
3.47%

AI Verdict

JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.
KINS BULLISH

KINS presents a compelling value-growth opportunity, anchored by a stable Piotroski F-Score of 4/9 and a significant discount to its Graham Number ($23.5) and Intrinsic Value ($84.96). The company has undergone a massive earnings turnaround, evidenced by 149.6% YoY earnings growth and an exceptional ROE of 43.04%. While the current price of $15.08 is deeply undervalued relative to fundamentals, the bearish technical trend and poor liquidity ratios (Quick Ratio 0.18) suggest short-term volatility. Overall, the combination of a low P/E (5.24) and explosive growth outweighs the liquidity concerns.

Strengths
Deeply undervalued relative to Graham Number ($23.5) and Intrinsic Value ($84.96)
Exceptional profitability with ROE at 43.04% and Operating Margin at 32.83%
Explosive growth profile with 149.6% YoY earnings growth
Risks
Severe liquidity risk indicated by a Quick Ratio of 0.18 and Current Ratio of 0.52
Bearish technical trend (0/100) suggesting lack of market momentum
Historical volatility in earnings with a long track record of misses prior to 2024

Compare Another Pair

JPM vs KINS: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Kingstone Companies, Inc. (KINS) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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