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JPM vs L

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
L
Loews Corporation
NEUTRAL
Price
$112.37
Market Cap
$23.12B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
JPM
15.68
L
14.1
Forward P/E
JPM
13.42
L
38.75
P/B Ratio
JPM
2.47
L
1.24
P/S Ratio
JPM
5.03
L
1.25
EV/EBITDA
JPM
--
L
8.23

Profitability

Gross Margin
JPM
0.0%
L
36.5%
Operating Margin
JPM
41.06%
L
13.08%
Profit Margin
JPM
33.91%
L
9.03%
ROE
JPM
16.13%
L
9.43%
ROA
JPM
1.35%
L
1.97%

Growth

Revenue Growth
JPM
2.5%
L
4.1%
Earnings Growth
JPM
-3.6%
L
126.0%

Financial Health

Debt/Equity
JPM
--
L
0.5
Current Ratio
JPM
--
L
0.51
Quick Ratio
JPM
--
L
0.32

Dividends

Dividend Yield
JPM
1.91%
L
0.22%
Payout Ratio
JPM
28.97%
L
3.14%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
L NEUTRAL

Loews Corporation presents a complex profile with a stable Piotroski F-Score of 4/9 and significant valuation upside based on a Graham Number of $127.54 and an Intrinsic Value of $235.11. While the stock is fundamentally undervalued and has shown strong 1-year price performance (+31.1%), these positives are countered by a bearish insider sentiment and a concerning jump in Forward P/E (38.75 vs 14.10), suggesting an expected earnings contraction. The company's health is stable but liquidity is tight, as evidenced by a low current ratio of 0.51.

Strengths
Significant undervaluation relative to Graham Number ($127.54) and Intrinsic Value ($235.11)
Strong 1-year price appreciation of 31.1%
Conservative Debt/Equity ratio of 0.50
Risks
Bearish insider activity with $22.77M in net sales and zero buys
Poor short-term liquidity indicated by a Current Ratio of 0.51 and Quick Ratio of 0.32
Significant Forward P/E expansion (38.75) suggesting a projected decline in future earnings

Compare Another Pair

JPM vs L: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Loews Corporation (L) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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