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JPM vs LEO

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
LEO
BNY Mellon Strategic Municipals, Inc.
BEARISH
Price
$6.32
Market Cap
$393.7M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
JPM
15.68
LEO
--
Forward P/E
JPM
13.42
LEO
--
P/B Ratio
JPM
2.47
LEO
0.93
P/S Ratio
JPM
5.03
LEO
13.14
EV/EBITDA
JPM
--
LEO
--

Profitability

Gross Margin
JPM
0.0%
LEO
100.0%
Operating Margin
JPM
41.06%
LEO
87.83%
Profit Margin
JPM
33.91%
LEO
-43.7%
ROE
JPM
16.13%
LEO
-2.99%
ROA
JPM
1.35%
LEO
2.48%

Growth

Revenue Growth
JPM
2.5%
LEO
3.5%
Earnings Growth
JPM
-3.6%
LEO
-67.4%

Financial Health

Debt/Equity
JPM
--
LEO
0.33
Current Ratio
JPM
--
LEO
0.06
Quick Ratio
JPM
--
LEO
0.06

Dividends

Dividend Yield
JPM
1.91%
LEO
4.45%
Payout Ratio
JPM
28.97%
LEO
626.82%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
LEO BEARISH

LEO presents a precarious financial profile, anchored by a stable but mediocre Piotroski F-Score of 4/9. While the stock trades slightly below book value (P/B 0.93), this is overshadowed by a catastrophic earnings collapse of -67.4% and a completely unsustainable dividend payout ratio of 626.82%. The combination of negative profit margins and a 0/100 technical trend suggests that recent price gains are disconnected from fundamental deterioration.

Strengths
Trading at a discount to book value (P/B 0.93)
Low Debt/Equity ratio (0.33) relative to sector average
Positive Return on Assets (ROA 2.48%)
Risks
Unsustainable dividend payout ratio (626.82%)
Severe earnings contraction (-67.4% YoY)
Deeply negative profit margins (-43.70%)

Compare Another Pair

JPM vs LEO: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and BNY Mellon Strategic Municipals, Inc. (LEO) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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