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JPM vs MFIC

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
MFIC
MidCap Financial Investment Corporation
BEARISH
Price
$11.78
Market Cap
$1.1B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
JPM
15.68
MFIC
17.32
Forward P/E
JPM
13.42
MFIC
9.11
P/B Ratio
JPM
2.47
MFIC
0.83
P/S Ratio
JPM
5.03
MFIC
3.43
EV/EBITDA
JPM
--
MFIC
--

Profitability

Gross Margin
JPM
0.0%
MFIC
100.0%
Operating Margin
JPM
41.06%
MFIC
85.51%
Profit Margin
JPM
33.91%
MFIC
19.69%
ROE
JPM
16.13%
MFIC
4.66%
ROA
JPM
1.35%
MFIC
5.16%

Growth

Revenue Growth
JPM
2.5%
MFIC
-4.6%
Earnings Growth
JPM
-3.6%
MFIC
--

Financial Health

Debt/Equity
JPM
--
MFIC
1.53
Current Ratio
JPM
--
MFIC
0.92
Quick Ratio
JPM
--
MFIC
0.91

Dividends

Dividend Yield
JPM
1.91%
MFIC
10.51%
Payout Ratio
JPM
28.97%
MFIC
223.53%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
MFIC BEARISH

MFIC exhibits severe fundamental deterioration, highlighted by a weak Piotroski F-Score of 2/9 and a highly unsustainable dividend payout ratio of 223.53%. While the stock trades at a discount to book value (P/B 0.83) and below its Graham Number ($14.73), these value metrics are offset by negative revenue growth and a growth-based intrinsic value of only $4.76. The combination of liquidity pressure (Current Ratio 0.92) and a bearish technical trend suggests significant downside risk. The current dividend yield is a 'value trap' given that payouts far exceed earnings.

Strengths
Trading below book value (P/B 0.83)
Current price is below the Graham Number ($14.73)
High nominal dividend yield of 10.51%
Risks
Unsustainable dividend payout ratio (223.53%)
Critical financial health (Piotroski F-Score 2/9)
Severe Q/Q revenue contraction (-115.05%)

Compare Another Pair

JPM vs MFIC: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and MidCap Financial Investment Corporation (MFIC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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