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JPM vs MMD

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
MMD
NYLI MacKay DefinedTerm Muni Opportunities Fund
BEARISH
Price
$14.88
Market Cap
$279.4M
Sector
Financial Services
AI Confidence
90%

Valuation

P/E Ratio
JPM
15.68
MMD
148.8
Forward P/E
JPM
13.42
MMD
--
P/B Ratio
JPM
2.47
MMD
0.91
P/S Ratio
JPM
5.03
MMD
12.24
EV/EBITDA
JPM
--
MMD
--

Profitability

Gross Margin
JPM
0.0%
MMD
100.0%
Operating Margin
JPM
41.06%
MMD
85.8%
Profit Margin
JPM
33.91%
MMD
8.17%
ROE
JPM
16.13%
MMD
0.59%
ROA
JPM
1.35%
MMD
2.48%

Growth

Revenue Growth
JPM
2.5%
MMD
-15.0%
Earnings Growth
JPM
-3.6%
MMD
5.4%

Financial Health

Debt/Equity
JPM
--
MMD
0.52
Current Ratio
JPM
--
MMD
2.15
Quick Ratio
JPM
--
MMD
2.15

Dividends

Dividend Yield
JPM
1.91%
MMD
5.44%
Payout Ratio
JPM
28.97%
MMD
720.0%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
MMD BEARISH

MMD presents a high-risk profile characterized by a stable Piotroski F-Score of 5/9 but severe valuation disconnects. The current price of $14.88 trades at a massive premium to both the Graham Number ($6.08) and the Intrinsic Value ($1.51). Financial stability is undermined by a catastrophic dividend payout ratio of 720%, indicating that distributions are not supported by earnings. Combined with negative revenue growth (-15%) and a bearish technical trend (0/100), the fund appears fundamentally overvalued.

Strengths
Price-to-Book ratio of 0.91 suggests the asset is trading near its accounting value
Current and Quick ratios of 2.15 indicate strong short-term liquidity
Piotroski F-Score of 5/9 indicates stable financial health
Risks
Extreme overvaluation relative to Graham Number and Intrinsic Value
Unsustainable dividend payout ratio of 720%
Significant revenue contraction of -15.00% YoY

Compare Another Pair

JPM vs MMD: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and NYLI MacKay DefinedTerm Muni Opportunities Fund (MMD) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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