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JPM vs NAC

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
NAC
Nuveen California Quality Municipal Income Fund
NEUTRAL
Price
$11.85
Market Cap
$1.84B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
JPM
15.68
NAC
--
Forward P/E
JPM
13.42
NAC
--
P/B Ratio
JPM
2.47
NAC
1.07
P/S Ratio
JPM
5.03
NAC
13.65
EV/EBITDA
JPM
--
NAC
--

Profitability

Gross Margin
JPM
0.0%
NAC
100.0%
Operating Margin
JPM
41.06%
NAC
84.0%
Profit Margin
JPM
33.91%
NAC
-87.75%
ROE
JPM
16.13%
NAC
--
ROA
JPM
1.35%
NAC
--

Growth

Revenue Growth
JPM
2.5%
NAC
--
Earnings Growth
JPM
-3.6%
NAC
--

Financial Health

Debt/Equity
JPM
--
NAC
0.75
Current Ratio
JPM
--
NAC
1.41
Quick Ratio
JPM
--
NAC
1.41

Dividends

Dividend Yield
JPM
1.91%
NAC
7.44%
Payout Ratio
JPM
28.97%
NAC
61.69%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
NAC NEUTRAL

NAC exhibits a weak deterministic health profile with a Piotroski F-Score of 3/9, indicating deteriorating fundamental trends. While the fund has delivered strong 1-year (+17.9%) and 3-year (+33.7%) price appreciation, the current technical trend is heavily bearish (0/100). The investment case relies primarily on its 7.44% dividend yield and a sustainable payout ratio of 61.69%, though it currently trades at a slight premium to book value (P/B 1.07).

Strengths
Attractive dividend yield of 7.44%
Sustainable payout ratio at 61.69%
Strong 3-year price appreciation of 33.7%
Risks
Weak Piotroski F-Score (3/9) suggesting poor financial health trends
Severely bearish technical trend (0/100)
Trading at a premium to Net Asset Value (P/B 1.07)

Compare Another Pair

JPM vs NAC: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Nuveen California Quality Municipal Income Fund (NAC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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