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JPM vs NAD

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
NAD
Nuveen Quality Municipal Income Fund
NEUTRAL
Price
$11.61
Market Cap
$2.71B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
JPM
15.68
NAD
41.46
Forward P/E
JPM
13.42
NAD
--
P/B Ratio
JPM
2.47
NAD
0.95
P/S Ratio
JPM
5.03
NAD
11.82
EV/EBITDA
JPM
--
NAD
--

Profitability

Gross Margin
JPM
0.0%
NAD
100.0%
Operating Margin
JPM
41.06%
NAD
85.89%
Profit Margin
JPM
33.91%
NAD
28.49%
ROE
JPM
16.13%
NAD
2.23%
ROA
JPM
1.35%
NAD
2.45%

Growth

Revenue Growth
JPM
2.5%
NAD
-1.6%
Earnings Growth
JPM
-3.6%
NAD
50.8%

Financial Health

Debt/Equity
JPM
--
NAD
0.71
Current Ratio
JPM
--
NAD
4.35
Quick Ratio
JPM
--
NAD
4.35

Dividends

Dividend Yield
JPM
1.91%
NAD
7.29%
Payout Ratio
JPM
28.97%
NAD
318.21%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
NAD NEUTRAL

NAD demonstrates strong operational health with a Piotroski F-Score of 7/9, yet it trades at a significant premium to its Graham Number ($8.78) and Intrinsic Value ($8.26). While the Price-to-Book ratio of 0.95 suggests the fund is priced reasonably relative to its net asset value, the payout ratio of 318.21% is a critical red flag indicating that dividends are not supported by current earnings. Technical trends are currently bearish (0/100), which offsets the positive 1-year price performance. The fund remains a viable income vehicle but lacks the valuation support for a bullish growth rating.

Strengths
Strong Piotroski F-Score of 7/9 indicating high financial health
Attractive dividend yield of 7.29%
Trading slightly below book value (P/B 0.95)
Risks
Unsustainable payout ratio of 318.21%
Current price ($11.61) is significantly higher than Graham/Intrinsic values
Negative revenue growth (-1.60% YoY)

Compare Another Pair

JPM vs NAD: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Nuveen Quality Municipal Income Fund (NAD) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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