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JPM vs NAZ

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
NAZ
Nuveen Arizona Quality Municipal Income Fund
NEUTRAL
Price
$12.57
Market Cap
$154.4M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
JPM
15.68
NAZ
--
Forward P/E
JPM
13.42
NAZ
--
P/B Ratio
JPM
2.47
NAZ
1.13
P/S Ratio
JPM
5.03
NAZ
16.1
EV/EBITDA
JPM
--
NAZ
--

Profitability

Gross Margin
JPM
0.0%
NAZ
100.0%
Operating Margin
JPM
41.06%
NAZ
83.93%
Profit Margin
JPM
33.91%
NAZ
-76.34%
ROE
JPM
16.13%
NAZ
--
ROA
JPM
1.35%
NAZ
--

Growth

Revenue Growth
JPM
2.5%
NAZ
--
Earnings Growth
JPM
-3.6%
NAZ
--

Financial Health

Debt/Equity
JPM
--
NAZ
0.0
Current Ratio
JPM
--
NAZ
4.04
Quick Ratio
JPM
--
NAZ
4.04

Dividends

Dividend Yield
JPM
1.91%
NAZ
6.25%
Payout Ratio
JPM
28.97%
NAZ
54.59%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
NAZ NEUTRAL

NAZ exhibits a stable financial profile with a Piotroski F-Score of 5/9 and a strong liquidity position (Current Ratio 4.04). While the fund shows positive price momentum over the last year (+12.8%), it currently trades at a premium to its book value (P/B 1.13), which limits immediate value upside. The dividend profile is a primary strength with a 6.25% yield and a sustainable payout ratio of 54.59%. However, the contradiction between the provided Technical Trend score (10/100) and actual price performance suggests volatility or a potential trend reversal.

Strengths
Strong dividend yield of 6.25% with a sustainable payout ratio
Zero debt (Debt/Equity 0.00) reducing solvency risk
High liquidity with a Current Ratio of 4.04
Risks
Trading at a premium to NAV (P/B 1.13), reducing the margin of safety
Negative profit margin (-76.34%) reflecting high fund expenses relative to net income
High sensitivity to interest rate fluctuations typical of municipal bond funds

Compare Another Pair

JPM vs NAZ: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Nuveen Arizona Quality Municipal Income Fund (NAZ) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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