No connection

Search Results

JPM vs NFBK

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
NFBK
Northfield Bancorp, Inc.
NEUTRAL
Price
$13.85
Market Cap
$578.4M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
JPM
15.68
NFBK
692.5
Forward P/E
JPM
13.42
NFBK
9.23
P/B Ratio
JPM
2.47
NFBK
0.84
P/S Ratio
JPM
5.03
NFBK
3.94
EV/EBITDA
JPM
--
NFBK
--

Profitability

Gross Margin
JPM
0.0%
NFBK
0.0%
Operating Margin
JPM
41.06%
NFBK
48.46%
Profit Margin
JPM
33.91%
NFBK
0.54%
ROE
JPM
16.13%
NFBK
0.11%
ROA
JPM
1.35%
NFBK
0.01%

Growth

Revenue Growth
JPM
2.5%
NFBK
14.2%
Earnings Growth
JPM
-3.6%
NFBK
--

Financial Health

Debt/Equity
JPM
--
NFBK
--
Current Ratio
JPM
--
NFBK
--
Quick Ratio
JPM
--
NFBK
--

Dividends

Dividend Yield
JPM
1.91%
NFBK
3.74%
Payout Ratio
JPM
28.97%
NFBK
2600.0%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
NFBK NEUTRAL

NFBK presents a complex profile with a Piotroski F-Score of 4/9, indicating stable but mediocre financial health. While the trailing P/E of 692.50 is an extreme outlier, the Forward P/E of 9.23 and a Price-to-Book ratio of 0.84 suggest the market is pricing in a significant earnings recovery and valuing the company below its asset base. However, current profitability is critically low (ROE 0.11%) and the dividend payout ratio of 2600% is fundamentally unsustainable. The stock is currently trading at a massive premium to its Graham Number ($2.73) and Intrinsic Value ($0.14), indicating that the current price is driven by growth expectations rather than current fundamentals.

Strengths
Attractive Forward P/E of 9.23 suggesting earnings recovery
Trading below book value (P/B 0.84)
Strong revenue growth (14.20% YoY)
Risks
Critically low ROE (0.11%) and ROA (0.01%)
Unsustainable dividend payout ratio (2600%)
Extremely thin profit margins (0.54%)

Compare Another Pair

JPM vs NFBK: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Northfield Bancorp, Inc. (NFBK) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile