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JPM vs NWBI

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
NWBI
Northwest Bancshares, Inc.
BULLISH
Price
$13.29
Market Cap
$1.94B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
JPM
15.68
NWBI
14.6
Forward P/E
JPM
13.42
NWBI
9.34
P/B Ratio
JPM
2.47
NWBI
1.03
P/S Ratio
JPM
5.03
NWBI
3.24
EV/EBITDA
JPM
--
NWBI
--

Profitability

Gross Margin
JPM
0.0%
NWBI
0.0%
Operating Margin
JPM
41.06%
NWBI
39.86%
Profit Margin
JPM
33.91%
NWBI
21.03%
ROE
JPM
16.13%
NWBI
7.23%
ROA
JPM
1.35%
NWBI
0.81%

Growth

Revenue Growth
JPM
2.5%
NWBI
25.1%
Earnings Growth
JPM
-3.6%
NWBI
14.3%

Financial Health

Debt/Equity
JPM
--
NWBI
--
Current Ratio
JPM
--
NWBI
--
Quick Ratio
JPM
--
NWBI
--

Dividends

Dividend Yield
JPM
1.91%
NWBI
5.98%
Payout Ratio
JPM
28.97%
NWBI
86.96%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
NWBI BULLISH

NWBI presents a compelling value opportunity, trading significantly below both its Graham Number ($16.28) and Intrinsic Value ($25.89). While the Piotroski F-Score of 4/9 indicates only stable financial health, the company demonstrates strong growth momentum with 25.10% YoY revenue growth and a consistent track record of earnings beats. The primary tension lies between strong fundamental value and a very bearish technical trend (10/100). The high dividend yield is a draw, though the payout ratio suggests limited room for further increases.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Strong YoY revenue growth of 25.10%
Consistent earnings beat history over 25 quarters
Risks
Unsustainably high dividend payout ratio (86.96%)
Very bearish technical trend (10/100)
Mediocre Piotroski F-Score (4/9) suggesting stagnant operational improvement

Compare Another Pair

JPM vs NWBI: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Northwest Bancshares, Inc. (NWBI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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