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JPM vs ONB

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
ONB
Old National Bancorp
BULLISH
Price
$23.36
Market Cap
$9.1B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
JPM
15.68
ONB
13.05
Forward P/E
JPM
13.42
ONB
8.15
P/B Ratio
JPM
2.47
ONB
1.1
P/S Ratio
JPM
5.03
ONB
3.96
EV/EBITDA
JPM
--
ONB
--

Profitability

Gross Margin
JPM
0.0%
ONB
0.0%
Operating Margin
JPM
41.06%
ONB
47.64%
Profit Margin
JPM
33.91%
ONB
29.09%
ROE
JPM
16.13%
ONB
9.02%
ROA
JPM
1.35%
ONB
1.06%

Growth

Revenue Growth
JPM
2.5%
ONB
41.4%
Earnings Growth
JPM
-3.6%
ONB
17.2%

Financial Health

Debt/Equity
JPM
--
ONB
--
Current Ratio
JPM
--
ONB
--
Quick Ratio
JPM
--
ONB
--

Dividends

Dividend Yield
JPM
1.91%
ONB
2.48%
Payout Ratio
JPM
28.97%
ONB
31.28%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
ONB BULLISH

Old National Bancorp presents a strong value opportunity, characterized by a stable Piotroski F-Score of 4/9 and a current price ($23.36) trading significantly below both its Graham Number ($29.23) and Intrinsic Value ($52.8). The company exhibits exceptional growth momentum with 41.4% YoY revenue growth and a consistent track record of earnings beats over 25 quarters. While technical trends are currently bearish and a large insider sale of $50M creates short-term headwinds, the fundamental valuation and growth metrics suggest significant upside. The low Price-to-Book ratio of 1.10 further reinforces the attractive entry point.

Strengths
Deeply undervalued relative to Graham Number ($29.23) and Intrinsic Value ($52.8)
Exceptional revenue growth of 41.4% YoY and 40.95% Q/Q
Strong earnings track record with 3/4 recent beats and a long history of surprises
Risks
Bearish technical trend (0/100 score) indicating short-term price pressure
Significant insider selling ($50M sale by trustee) signaling lack of immediate confidence
Moderate Piotroski F-Score (4/9) suggesting stable but not optimal financial health

Compare Another Pair

JPM vs ONB: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Old National Bancorp (ONB) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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