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JPM vs OVBC

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
OVBC
Ohio Valley Banc Corp.
NEUTRAL
Price
$45.71
Market Cap
$215.3M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
JPM
15.68
OVBC
13.81
Forward P/E
JPM
13.42
OVBC
--
P/B Ratio
JPM
2.47
OVBC
1.26
P/S Ratio
JPM
5.03
OVBC
3.38
EV/EBITDA
JPM
--
OVBC
--

Profitability

Gross Margin
JPM
0.0%
OVBC
0.0%
Operating Margin
JPM
41.06%
OVBC
32.5%
Profit Margin
JPM
33.91%
OVBC
24.51%
ROE
JPM
16.13%
OVBC
9.73%
ROA
JPM
1.35%
OVBC
1.01%

Growth

Revenue Growth
JPM
2.5%
OVBC
-3.4%
Earnings Growth
JPM
-3.6%
OVBC
57.3%

Financial Health

Debt/Equity
JPM
--
OVBC
--
Current Ratio
JPM
--
OVBC
--
Quick Ratio
JPM
--
OVBC
--

Dividends

Dividend Yield
JPM
1.91%
OVBC
2.19%
Payout Ratio
JPM
28.97%
OVBC
27.49%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
OVBC NEUTRAL

OVBC presents a dichotomy between strong fundamental value and deteriorating technical momentum. With a Piotroski F-Score of 4/9, the company's financial health is stable, and it currently trades below both its Graham Number ($51.88) and estimated Intrinsic Value ($97.64). However, the technical trend is severely bearish (10/100) as the price sits at its 52-week high, suggesting a potential peak. While earnings growth is impressive at 57.3%, the underlying revenue decline indicates a lack of organic growth.

Strengths
Trades below Graham Number ($51.88), suggesting defensive undervaluation
Strong YoY earnings growth of 57.30%
Sustainable dividend payout ratio of 27.49%
Risks
Negative YoY revenue growth (-3.40%) and Q/Q revenue growth (-4.64%)
Severely bearish technical trend (10/100) despite being near 52-week highs
Insider selling by the Chief Operating Officer

Compare Another Pair

JPM vs OVBC: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Ohio Valley Banc Corp. (OVBC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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