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JPM vs PEBO

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
PEBO
Peoples Bancorp Inc.
NEUTRAL
Price
$33.66
Market Cap
$1.21B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
JPM
15.68
PEBO
11.26
Forward P/E
JPM
13.42
PEBO
9.48
P/B Ratio
JPM
2.47
PEBO
0.97
P/S Ratio
JPM
5.03
PEBO
2.9
EV/EBITDA
JPM
--
PEBO
--

Profitability

Gross Margin
JPM
0.0%
PEBO
0.0%
Operating Margin
JPM
41.06%
PEBO
38.01%
Profit Margin
JPM
33.91%
PEBO
25.6%
ROE
JPM
16.13%
PEBO
9.21%
ROA
JPM
1.35%
PEBO
1.13%

Growth

Revenue Growth
JPM
2.5%
PEBO
3.7%
Earnings Growth
JPM
-3.6%
PEBO
17.0%

Financial Health

Debt/Equity
JPM
--
PEBO
--
Current Ratio
JPM
--
PEBO
--
Quick Ratio
JPM
--
PEBO
--

Dividends

Dividend Yield
JPM
1.91%
PEBO
4.87%
Payout Ratio
JPM
28.97%
PEBO
54.52%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
PEBO NEUTRAL

PEBO presents a classic value disconnect, trading significantly below its Graham Number ($48.2) and Intrinsic Value ($88.21). While the Piotroski F-Score of 4/9 indicates stable financial health and the dividend yield of 4.87% is attractive, the stock is currently plagued by a bearish technical trend (10/100) and negative insider sentiment. Strong earnings growth (17% YoY) is offset by sluggish top-line revenue growth. Overall, it is a fundamentally sound regional bank trading at a discount, but it lacks an immediate bullish catalyst.

Strengths
Trading below book value (P/B 0.97)
Strong earnings growth (17% YoY)
Attractive dividend yield (4.87%) with a sustainable payout ratio (54.52%)
Risks
Bearish insider activity with recent sales by directors and general counsel
Extremely weak technical trend (10/100) suggesting strong selling pressure
Slow top-line revenue growth (3.7% YoY) compared to earnings

Compare Another Pair

JPM vs PEBO: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Peoples Bancorp Inc. (PEBO) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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