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JPM vs PFD

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
PFD
Flaherty & Crumrine Preferred Income Fund Inc.
NEUTRAL
Price
$11.71
Market Cap
$150.4M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
JPM
15.68
PFD
12.19
Forward P/E
JPM
13.42
PFD
--
P/B Ratio
JPM
2.47
PFD
0.93
P/S Ratio
JPM
5.03
PFD
9.05
EV/EBITDA
JPM
--
PFD
--

Profitability

Gross Margin
JPM
0.0%
PFD
100.0%
Operating Margin
JPM
41.06%
PFD
87.47%
Profit Margin
JPM
33.91%
PFD
75.18%
ROE
JPM
16.13%
PFD
7.75%
ROA
JPM
1.35%
PFD
3.59%

Growth

Revenue Growth
JPM
2.5%
PFD
-0.9%
Earnings Growth
JPM
-3.6%
PFD
-13.5%

Financial Health

Debt/Equity
JPM
--
PFD
0.56
Current Ratio
JPM
--
PFD
3.69
Quick Ratio
JPM
--
PFD
3.6

Dividends

Dividend Yield
JPM
1.91%
PFD
6.8%
Payout Ratio
JPM
28.97%
PFD
78.22%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
PFD NEUTRAL

PFD presents as a stable income vehicle with a Piotroski F-Score of 5/9, indicating stable financial health. While the Graham Number of $16.53 suggests significant defensive undervaluation and the Price/Book ratio of 0.93 confirms the stock is trading below its asset value, this is offset by negative earnings growth (-13.50%) and a bearish technical trend. The fund is effectively a value play for income seekers rather than a growth investment, as evidenced by the stark contrast between its Graham value and its growth-based intrinsic value of $6.72.

Strengths
Trading at a discount to book value (P/B 0.93)
Strong liquidity position with a current ratio of 3.69
High profit margins (75.18%) typical of efficient asset management
Risks
Negative earnings growth (-13.50% YoY)
Bearish technical trend (0/100 score)
Low insider sentiment (40/100)

Compare Another Pair

JPM vs PFD: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Flaherty & Crumrine Preferred Income Fund Inc. (PFD) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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