No connection

Search Results

JPM vs RBB

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
RBB
RBB Bancorp
NEUTRAL
Price
$24.18
Market Cap
$412.9M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
JPM
15.68
RBB
13.21
Forward P/E
JPM
13.42
RBB
10.4
P/B Ratio
JPM
2.47
RBB
0.79
P/S Ratio
JPM
5.03
RBB
3.63
EV/EBITDA
JPM
--
RBB
--

Profitability

Gross Margin
JPM
0.0%
RBB
0.0%
Operating Margin
JPM
41.06%
RBB
36.14%
Profit Margin
JPM
33.91%
RBB
28.12%
ROE
JPM
16.13%
RBB
6.2%
ROA
JPM
1.35%
RBB
0.78%

Growth

Revenue Growth
JPM
2.5%
RBB
--
Earnings Growth
JPM
-3.6%
RBB
--

Financial Health

Debt/Equity
JPM
--
RBB
--
Current Ratio
JPM
--
RBB
--
Quick Ratio
JPM
--
RBB
--

Dividends

Dividend Yield
JPM
1.91%
RBB
2.79%
Payout Ratio
JPM
28.97%
RBB
34.97%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
RBB NEUTRAL

RBB Bancorp presents a complex value proposition with a stable Piotroski F-Score of 4/9 and a Graham Number of $35.54, suggesting significant defensive undervaluation. However, this is countered by a low growth-based intrinsic value of $12.81 and a bearish technical trend score of 10/100. While the company shows explosive YoY EPS growth and trades below book value (P/B 0.79), the low ROE of 6.2% and neutral insider sentiment suggest a lack of strong internal conviction. The stock is currently trading at a equilibrium point between its defensive fair value and its growth-based intrinsic value.

Strengths
Trading at a discount to book value (P/B 0.79)
Strong earnings track record with 3/4 recent beats and high average surprise (36.78%)
Low P/E ratio (13.21) and Forward P/E (10.40) relative to sector averages
Risks
Low Return on Equity (ROE) of 6.20% indicating inefficient capital usage
Significant gap between current price ($24.18) and growth-based intrinsic value ($12.81)
Bearish technical trend score (10/100) despite recent price gains

Compare Another Pair

JPM vs RBB: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and RBB Bancorp (RBB) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile