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JPM vs SLMBP

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
SLMBP
SLM Corporation
BEARISH
Price
$74.25
Market Cap
$4.85B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
JPM
15.68
SLMBP
34.62
Forward P/E
JPM
13.42
SLMBP
--
P/B Ratio
JPM
2.47
SLMBP
6.72
P/S Ratio
JPM
5.03
SLMBP
2.94
EV/EBITDA
JPM
--
SLMBP
--

Profitability

Gross Margin
JPM
0.0%
SLMBP
100.0%
Operating Margin
JPM
41.06%
SLMBP
66.82%
Profit Margin
JPM
33.91%
SLMBP
45.1%
ROE
JPM
16.13%
SLMBP
32.3%
ROA
JPM
1.35%
SLMBP
2.49%

Growth

Revenue Growth
JPM
2.5%
SLMBP
67.8%
Earnings Growth
JPM
-3.6%
SLMBP
126.2%

Financial Health

Debt/Equity
JPM
--
SLMBP
2.4
Current Ratio
JPM
--
SLMBP
1.28
Quick Ratio
JPM
--
SLMBP
1.23

Dividends

Dividend Yield
JPM
1.91%
SLMBP
8.23%
Payout Ratio
JPM
28.97%
SLMBP
--

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
SLMBP BEARISH

SLMBP exhibits a dangerous divergence between explosive growth and deteriorating fundamental health, highlighted by a weak Piotroski F-Score of 2/9. While YoY earnings growth is exceptional at 126.2%, the stock trades at a significant premium to its Graham Number ($23.08) and Intrinsic Value ($63.28). High leverage (Debt/Equity 2.40) and a bearish technical trend (0/100) suggest that the current price of $74.25 is unsustainable. The high dividend yield of 8.23% appears risky given the low dividend strength score and poor health metrics.

Strengths
Exceptional YoY Earnings Growth (126.20%)
Strong Revenue Growth (67.80%)
High Return on Equity (32.30%)
Risks
Severe fundamental weakness (Piotroski F-Score 2/9)
Significant overvaluation relative to Graham Number ($23.08)
High leverage with Debt/Equity of 2.40 (above sector average of 1.40)

Compare Another Pair

JPM vs SLMBP: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and SLM Corporation (SLMBP) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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