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JPM vs TRIN

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
TRIN
Trinity Capital Inc.
BEARISH
Price
$16.22
Market Cap
$1.35B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
JPM
15.68
TRIN
8.28
Forward P/E
JPM
13.42
TRIN
7.78
P/B Ratio
JPM
2.47
TRIN
1.21
P/S Ratio
JPM
5.03
TRIN
4.83
EV/EBITDA
JPM
--
TRIN
--

Profitability

Gross Margin
JPM
0.0%
TRIN
100.0%
Operating Margin
JPM
41.06%
TRIN
74.51%
Profit Margin
JPM
33.91%
TRIN
48.51%
ROE
JPM
16.13%
TRIN
14.15%
ROA
JPM
1.35%
TRIN
6.17%

Growth

Revenue Growth
JPM
2.5%
TRIN
17.0%
Earnings Growth
JPM
-3.6%
TRIN
-30.5%

Financial Health

Debt/Equity
JPM
--
TRIN
1.19
Current Ratio
JPM
--
TRIN
0.45
Quick Ratio
JPM
--
TRIN
0.45

Dividends

Dividend Yield
JPM
1.91%
TRIN
12.58%
Payout Ratio
JPM
28.97%
TRIN
112.76%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
TRIN BEARISH

TRIN exhibits severe fundamental deterioration, highlighted by a weak Piotroski F-Score of 2/9 and a critical dividend payout ratio of 112.76%, indicating the dividend is currently unsustainable. While the P/E ratio appears attractive at 8.28, this is offset by a high PEG ratio of 5.14 and a sharp 30.5% year-over-year decline in earnings. Despite positive analyst sentiment and a high Graham Number, the combination of poor liquidity (Current Ratio 0.45) and negative earnings growth suggests a value trap scenario.

Strengths
Strong profit margins (48.51%) and operating margins (74.51%)
Low P/E ratio (8.28) relative to sector averages
Positive 1-year price performance (+34.2%)
Risks
Unsustainable dividend payout ratio (112.76%)
Severe fundamental weakness indicated by Piotroski F-Score (2/9)
Significant earnings contraction (-30.5% YoY)

Compare Another Pair

JPM vs TRIN: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Trinity Capital Inc. (TRIN) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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