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JQC vs MA

JQC
Nuveen Credit Strategies Income Fund
BEARISH
Price
$4.80
Market Cap
$709.5M
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
JQC
17.14
MA
30.28
Forward P/E
JQC
--
MA
22.05
P/B Ratio
JQC
0.87
MA
57.74
P/S Ratio
JQC
6.64
MA
13.6
EV/EBITDA
JQC
--
MA
22.13

Profitability

Gross Margin
JQC
100.0%
MA
100.0%
Operating Margin
JQC
87.8%
MA
57.73%
Profit Margin
JQC
45.01%
MA
45.65%
ROE
JQC
5.98%
MA
209.91%
ROA
JQC
4.24%
MA
23.72%

Growth

Revenue Growth
JQC
-0.9%
MA
17.6%
Earnings Growth
JQC
-45.7%
MA
24.2%

Financial Health

Debt/Equity
JQC
0.61
MA
2.56
Current Ratio
JQC
0.11
MA
1.03
Quick Ratio
JQC
0.11
MA
0.68

Dividends

Dividend Yield
JQC
12.38%
MA
0.7%
Payout Ratio
JQC
229.2%
MA
18.4%

AI Verdict

JQC BEARISH

JQC presents a conflicting profile with a stable Piotroski F-Score of 4/9 but severe fundamental deterioration. While the stock trades below its Graham Number ($5.88) and at a discount to book value (P/B 0.87), these value metrics are overshadowed by a catastrophic earnings collapse of -45.70% YoY. Most critically, the dividend payout ratio of 229.20% is unsustainable, indicating the fund is returning capital or using leverage rather than earnings to maintain its 12.38% yield. The stark divergence between the Graham Number and the growth-based Intrinsic Value ($1.96) reflects a business in structural decline.

Strengths
Trading at a discount to book value (P/B 0.87)
Current price is below the Graham Number ($5.88)
Very high operating margins (87.80%)
Risks
Unsustainable dividend payout ratio (229.20%)
Severe earnings contraction (-45.70% YoY)
Negative revenue growth (-0.90%)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

JQC vs MA: Head-to-Head Comparison

This page compares Nuveen Credit Strategies Income Fund (JQC) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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