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LPLA vs MA

LPLA
LPL Financial Holdings Inc.
NEUTRAL
Price
$321.89
Market Cap
$25.81B
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
LPLA
29.5
MA
30.28
Forward P/E
LPLA
11.35
MA
22.05
P/B Ratio
LPLA
4.82
MA
57.74
P/S Ratio
LPLA
1.56
MA
13.6
EV/EBITDA
LPLA
--
MA
22.13

Profitability

Gross Margin
LPLA
30.86%
MA
100.0%
Operating Margin
LPLA
10.07%
MA
57.73%
Profit Margin
LPLA
5.2%
MA
45.65%
ROE
LPLA
20.86%
MA
209.91%
ROA
LPLA
5.43%
MA
23.72%

Growth

Revenue Growth
LPLA
41.8%
MA
17.6%
Earnings Growth
LPLA
4.6%
MA
24.2%

Financial Health

Debt/Equity
LPLA
1.42
MA
2.56
Current Ratio
LPLA
2.38
MA
1.03
Quick Ratio
LPLA
2.31
MA
0.68

Dividends

Dividend Yield
LPLA
0.38%
MA
0.7%
Payout Ratio
LPLA
10.99%
MA
18.4%

AI Verdict

LPLA NEUTRAL

LPLA exhibits a stable financial foundation with a Piotroski F-Score of 5/9, though it currently trades at a significant premium to its Graham Number ($128.01) and Intrinsic Value ($151.65). The company demonstrates elite operational consistency, having beaten earnings estimates for nearly 25 consecutive quarters, and possesses a highly attractive PEG ratio of 0.42. However, the valuation gap, combined with bearish insider selling and a 0/100 technical trend, offsets the strong growth metrics. The stock appears to be a high-quality compounder that is currently overpriced based on deterministic value models but potentially undervalued based on forward-looking growth projections.

Strengths
Exceptional earnings track record with consistent beats over 25 quarters
Strong ROE of 20.86% indicating efficient capital utilization
Robust revenue growth (YoY 41.80%) and Q/Q momentum
Risks
Significant valuation premium over Graham and Intrinsic value baselines
Bearish insider sentiment with multiple officer/president sales and zero buys
Technical trend is currently fully bearish (0/100)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

LPLA vs MA: Head-to-Head Comparison

This page compares LPL Financial Holdings Inc. (LPLA) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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