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MA vs MAAS

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
MAAS
Maase Inc.
BEARISH
Price
$6.11
Market Cap
$2.17B
Sector
Financial Services
AI Confidence
95%

Valuation

P/E Ratio
MA
30.28
MAAS
--
Forward P/E
MA
22.05
MAAS
--
P/B Ratio
MA
57.74
MAAS
0.02
P/S Ratio
MA
13.6
MAAS
549.33
EV/EBITDA
MA
22.13
MAAS
--

Profitability

Gross Margin
MA
100.0%
MAAS
35.34%
Operating Margin
MA
57.73%
MAAS
-57.42%
Profit Margin
MA
45.65%
MAAS
-50.96%
ROE
MA
209.91%
MAAS
-0.19%
ROA
MA
23.72%
MAAS
-0.12%

Growth

Revenue Growth
MA
17.6%
MAAS
--
Earnings Growth
MA
24.2%
MAAS
--

Financial Health

Debt/Equity
MA
2.56
MAAS
--
Current Ratio
MA
1.03
MAAS
0.12
Quick Ratio
MA
0.68
MAAS
0.04

Dividends

Dividend Yield
MA
0.7%
MAAS
--
Payout Ratio
MA
18.4%
MAAS
0.0%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
MAAS BEARISH

Maase Inc. presents a precarious financial profile characterized by a Piotroski F-Score of 4/9, indicating only marginal stability despite severe underlying liquidity issues. The company is facing a critical solvency crisis with a Current Ratio of 0.12 and a Quick Ratio of 0.04, suggesting it cannot meet its short-term obligations. While the stock has experienced a speculative short-term rally (+100.3% in 6 months), this is completely decoupled from fundamentals, as evidenced by an astronomical Price/Sales ratio of 549.33 and negative profit margins. The long-term trajectory remains catastrophic with a 5-year price decline of 97.5%.

Strengths
Positive Gross Margin (35.34%)
Recent short-term price momentum
Stable Piotroski F-Score (4/9) relative to extreme liquidity risk
Risks
Severe liquidity crisis (Current Ratio 0.12)
Extreme valuation disconnect (P/S Ratio 549.33)
Deeply negative operating and profit margins

Compare Another Pair

MA vs MAAS: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Maase Inc. (MAAS) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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