No connection

Search Results

MA vs MBWM

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
MBWM
Mercantile Bank Corporation
NEUTRAL
Price
$53.26
Market Cap
$920.0M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
MA
30.28
MBWM
9.83
Forward P/E
MA
22.05
MBWM
8.93
P/B Ratio
MA
57.74
MBWM
1.26
P/S Ratio
MA
13.6
MBWM
3.86
EV/EBITDA
MA
22.13
MBWM
--

Profitability

Gross Margin
MA
100.0%
MBWM
0.0%
Operating Margin
MA
57.73%
MBWM
48.09%
Profit Margin
MA
45.65%
MBWM
37.22%
ROE
MA
209.91%
MBWM
13.56%
ROA
MA
23.72%
MBWM
1.38%

Growth

Revenue Growth
MA
17.6%
MBWM
9.7%
Earnings Growth
MA
24.2%
MBWM
16.1%

Financial Health

Debt/Equity
MA
2.56
MBWM
--
Current Ratio
MA
1.03
MBWM
--
Quick Ratio
MA
0.68
MBWM
--

Dividends

Dividend Yield
MA
0.7%
MBWM
2.9%
Payout Ratio
MA
18.4%
MBWM
27.42%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
MBWM NEUTRAL

MBWM presents a stark contrast between deep value and deteriorating operational health. While the stock trades significantly below its Graham Number ($71.73) and Intrinsic Value ($159.89), the Piotroski F-Score of 3/9 indicates weak financial health and potential fundamental decay. Despite a stellar 25-quarter track record of earnings beats and solid YoY growth, the bearish technical trend and insider selling suggest a lack of immediate catalyst for a price correction toward fair value.

Strengths
Significant undervaluation relative to Graham Number ($71.73) and Intrinsic Value ($159.89)
Exceptional earnings track record with consistent beats over 25 quarters
Strong profitability with a 37.22% profit margin and 13.56% ROE
Risks
Weak operational health as indicated by a Piotroski F-Score of 3/9
Strongly bearish technical trend (10/100)
Bearish insider sentiment with net selling activity

Compare Another Pair

MA vs MBWM: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Mercantile Bank Corporation (MBWM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI Chat
Markets
Profile