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MA vs MIN

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
MIN
MFS Intermediate Income Trust
BEARISH
Price
$2.48
Market Cap
$282.2M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MA
30.28
MIN
15.5
Forward P/E
MA
22.05
MIN
--
P/B Ratio
MA
57.74
MIN
0.91
P/S Ratio
MA
13.6
MIN
22.94
EV/EBITDA
MA
22.13
MIN
--

Profitability

Gross Margin
MA
100.0%
MIN
100.0%
Operating Margin
MA
57.73%
MIN
81.28%
Profit Margin
MA
45.65%
MIN
148.24%
ROE
MA
209.91%
MIN
5.79%
ROA
MA
23.72%
MIN
1.98%

Growth

Revenue Growth
MA
17.6%
MIN
-2.3%
Earnings Growth
MA
24.2%
MIN
-40.9%

Financial Health

Debt/Equity
MA
2.56
MIN
--
Current Ratio
MA
1.03
MIN
2.62
Quick Ratio
MA
0.68
MIN
2.62

Dividends

Dividend Yield
MA
0.7%
MIN
9.37%
Payout Ratio
MA
18.4%
MIN
146.81%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
MIN BEARISH

MIN presents a conflicting profile where a stable Piotroski F-Score of 5/9 and a Graham Number of $3.14 suggest underlying value, but fundamental growth is in collapse. The trust is experiencing a severe earnings contraction of -40.90% and is paying out 146.81% of its earnings as dividends, which is unsustainable. With a technical trend of 0/100 and an intrinsic value of $1.12, the current price of $2.48 appears supported only by a declining dividend yield rather than organic growth.

Strengths
Trading at a discount to book value (P/B 0.91)
Current price is below the Graham Number ($3.14)
Strong liquidity with a Current Ratio of 2.62
Risks
Unsustainable dividend payout ratio of 146.81%
Severe earnings decline of -40.90% YoY
Negative revenue growth (-2.30%)

Compare Another Pair

MA vs MIN: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and MFS Intermediate Income Trust (MIN) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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