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MA vs MPV

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
MPV
Barings Participation Investors
BEARISH
Price
$17.69
Market Cap
$190.6M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MA
30.28
MPV
14.38
Forward P/E
MA
22.05
MPV
24.57
P/B Ratio
MA
57.74
MPV
1.16
P/S Ratio
MA
13.6
MPV
10.79
EV/EBITDA
MA
22.13
MPV
--

Profitability

Gross Margin
MA
100.0%
MPV
100.0%
Operating Margin
MA
57.73%
MPV
85.32%
Profit Margin
MA
45.65%
MPV
74.9%
ROE
MA
209.91%
MPV
8.04%
ROA
MA
23.72%
MPV
4.66%

Growth

Revenue Growth
MA
17.6%
MPV
-33.2%
Earnings Growth
MA
24.2%
MPV
-35.7%

Financial Health

Debt/Equity
MA
2.56
MPV
0.23
Current Ratio
MA
1.03
MPV
2.33
Quick Ratio
MA
0.68
MPV
2.33

Dividends

Dividend Yield
MA
0.7%
MPV
8.37%
Payout Ratio
MA
18.4%
MPV
120.33%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
MPV BEARISH

MPV presents a conflicting profile where a stable Piotroski F-Score (6/9) and a favorable Graham Number ($20.53) are overshadowed by severe fundamental decay. The company is experiencing a collapse in growth, with revenue and earnings both plummeting over 33% YoY. Most critically, the dividend is unsustainable with a payout ratio of 120.33%, and the technical trend is completely bearish (0/100). While the balance sheet remains healthy, the trajectory of the core business is currently negative.

Strengths
Low Debt/Equity ratio (0.23) indicating strong solvency
High operating margins (85.32%)
Current price trades below the Graham Number ($20.53)
Risks
Unsustainable dividend payout ratio (120.33%)
Severe revenue contraction (-33.20% YoY)
Significant earnings decline (-35.70% YoY)

Compare Another Pair

MA vs MPV: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Barings Participation Investors (MPV) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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