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MA vs MRSH

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
MRSH
Marsh & McLennan Companies, Inc.
NEUTRAL
Price
$170.83
Market Cap
$82.3B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MA
30.28
MRSH
21.38
Forward P/E
MA
22.05
MRSH
15.1
P/B Ratio
MA
57.74
MRSH
5.65
P/S Ratio
MA
13.6
MRSH
2.99
EV/EBITDA
MA
22.13
MRSH
13.55

Profitability

Gross Margin
MA
100.0%
MRSH
43.85%
Operating Margin
MA
57.73%
MRSH
24.34%
Profit Margin
MA
45.65%
MRSH
14.26%
ROE
MA
209.91%
MRSH
27.57%
ROA
MA
23.72%
MRSH
7.27%

Growth

Revenue Growth
MA
17.6%
MRSH
7.6%
Earnings Growth
MA
24.2%
MRSH
-15.4%

Financial Health

Debt/Equity
MA
2.56
MRSH
1.52
Current Ratio
MA
1.03
MRSH
1.11
Quick Ratio
MA
0.68
MRSH
0.51

Dividends

Dividend Yield
MA
0.7%
MRSH
2.11%
Payout Ratio
MA
18.4%
MRSH
43.94%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
MRSH NEUTRAL

MRSH demonstrates stable operational health with a Piotroski F-Score of 6/9 and a strong ROE of 27.57%, yet it trades at a massive premium to its Graham Number ($73.7) and Intrinsic Value ($55.93). While the company has an exceptional 25-quarter track record of beating earnings estimates, recent YoY earnings growth has contracted by 15.4%. Bearish insider activity, specifically from the CEO, and a 0/100 technical trend suggest significant short-term headwinds despite a 'Buy' analyst consensus. The stock is a high-quality business currently suffering from a valuation disconnect and decelerating earnings momentum.

Strengths
Exceptional earnings track record with beats in nearly all of the last 25 quarters
Strong profitability with an ROE of 27.57% and Operating Margin of 24.34%
Stable financial health as indicated by a Piotroski F-Score of 6/9
Risks
Severe overvaluation relative to Graham Number ($73.7) and Intrinsic Value ($55.93)
Negative earnings growth (-15.4% YoY and -17.0% Q/Q)
Bearish insider sentiment with multiple sales by the CEO and officers

Compare Another Pair

MA vs MRSH: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Marsh & McLennan Companies, Inc. (MRSH) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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