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MA vs MYI

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
MYI
BlackRock MuniYield Quality Fund III, Inc.
NEUTRAL
Price
$10.76
Market Cap
$715.2M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MA
30.28
MYI
28.32
Forward P/E
MA
22.05
MYI
--
P/B Ratio
MA
57.74
MYI
0.9
P/S Ratio
MA
13.6
MYI
11.6
EV/EBITDA
MA
22.13
MYI
--

Profitability

Gross Margin
MA
100.0%
MYI
100.0%
Operating Margin
MA
57.73%
MYI
87.71%
Profit Margin
MA
45.65%
MYI
40.35%
ROE
MA
209.91%
MYI
3.11%
ROA
MA
23.72%
MYI
2.49%

Growth

Revenue Growth
MA
17.6%
MYI
6.3%
Earnings Growth
MA
24.2%
MYI
16541.4%

Financial Health

Debt/Equity
MA
2.56
MYI
0.7
Current Ratio
MA
1.03
MYI
0.07
Quick Ratio
MA
0.68
MYI
0.06

Dividends

Dividend Yield
MA
0.7%
MYI
6.19%
Payout Ratio
MA
18.4%
MYI
175.26%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
MYI NEUTRAL

MYI presents as a stable but stagnant closed-end fund, evidenced by a Piotroski F-Score of 5/9 and a Price-to-Book ratio of 0.90, indicating it trades at a 10% discount to its net asset value. While the current price of $10.76 sits comfortably between the Graham Number ($10.09) and Intrinsic Value ($11.21), the fund exhibits a critical sustainability issue with a payout ratio of 175.26%. The extreme earnings growth figures are likely accounting anomalies rather than organic growth. Overall, the fund is a value play for income seekers, but the bearish technical trend and unsustainable distribution profile limit upside potential.

Strengths
Trading at a discount to book value (P/B 0.90)
Stable financial health baseline (Piotroski 5/9)
Strong brand association with BlackRock management
Risks
Unsustainable payout ratio (175.26%) suggesting return of capital
Severely bearish technical trend (0/100)
Low Return on Equity (3.11%)

Compare Another Pair

MA vs MYI: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and BlackRock MuniYield Quality Fund III, Inc. (MYI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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