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MA vs NAD

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
NAD
Nuveen Quality Municipal Income Fund
NEUTRAL
Price
$11.61
Market Cap
$2.71B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MA
30.28
NAD
41.46
Forward P/E
MA
22.05
NAD
--
P/B Ratio
MA
57.74
NAD
0.95
P/S Ratio
MA
13.6
NAD
11.82
EV/EBITDA
MA
22.13
NAD
--

Profitability

Gross Margin
MA
100.0%
NAD
100.0%
Operating Margin
MA
57.73%
NAD
85.89%
Profit Margin
MA
45.65%
NAD
28.49%
ROE
MA
209.91%
NAD
2.23%
ROA
MA
23.72%
NAD
2.45%

Growth

Revenue Growth
MA
17.6%
NAD
-1.6%
Earnings Growth
MA
24.2%
NAD
50.8%

Financial Health

Debt/Equity
MA
2.56
NAD
0.71
Current Ratio
MA
1.03
NAD
4.35
Quick Ratio
MA
0.68
NAD
4.35

Dividends

Dividend Yield
MA
0.7%
NAD
7.29%
Payout Ratio
MA
18.4%
NAD
318.21%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
NAD NEUTRAL

NAD demonstrates strong operational health with a Piotroski F-Score of 7/9, yet it trades at a significant premium to its Graham Number ($8.78) and Intrinsic Value ($8.26). While the Price-to-Book ratio of 0.95 suggests the fund is priced reasonably relative to its net asset value, the payout ratio of 318.21% is a critical red flag indicating that dividends are not supported by current earnings. Technical trends are currently bearish (0/100), which offsets the positive 1-year price performance. The fund remains a viable income vehicle but lacks the valuation support for a bullish growth rating.

Strengths
Strong Piotroski F-Score of 7/9 indicating high financial health
Attractive dividend yield of 7.29%
Trading slightly below book value (P/B 0.95)
Risks
Unsustainable payout ratio of 318.21%
Current price ($11.61) is significantly higher than Graham/Intrinsic values
Negative revenue growth (-1.60% YoY)

Compare Another Pair

MA vs NAD: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Nuveen Quality Municipal Income Fund (NAD) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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