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MA vs NBH

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
NBH
Neuberger Berman Income Funds - Neuberger Municipal Fund Inc.
BEARISH
Price
$10.20
Market Cap
$302.1M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MA
30.28
NBH
60.0
Forward P/E
MA
22.05
NBH
--
P/B Ratio
MA
57.74
NBH
0.89
P/S Ratio
MA
13.6
NBH
10.89
EV/EBITDA
MA
22.13
NBH
--

Profitability

Gross Margin
MA
100.0%
NBH
100.0%
Operating Margin
MA
57.73%
NBH
85.98%
Profit Margin
MA
45.65%
NBH
17.31%
ROE
MA
209.91%
NBH
1.39%
ROA
MA
23.72%
NBH
2.58%

Growth

Revenue Growth
MA
17.6%
NBH
0.5%
Earnings Growth
MA
24.2%
NBH
31.7%

Financial Health

Debt/Equity
MA
2.56
NBH
0.67
Current Ratio
MA
1.03
NBH
2.5
Quick Ratio
MA
0.68
NBH
2.5

Dividends

Dividend Yield
MA
0.7%
NBH
6.37%
Payout Ratio
MA
18.4%
NBH
382.38%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
NBH BEARISH

NBH exhibits a stable Piotroski F-Score of 5/9, but this is overshadowed by severe valuation and dividend sustainability issues. The stock is trading at $10.20, significantly above its Graham Number ($6.61) and Intrinsic Value ($5.02), indicating a substantial premium. Most concerning is the payout ratio of 382.38%, which suggests dividends are being funded by capital rather than earnings. With stagnant revenue growth (0.50%) and a bearish technical trend (0/100), the current price level appears unsupported by fundamentals.

Strengths
Trading at a discount to book value (P/B 0.89)
Strong year-over-year earnings growth of 31.70%
Stable financial health as indicated by Piotroski F-Score (5/9)
Risks
Unsustainable dividend payout ratio (382.38%)
Extremely high P/E ratio (60.00) relative to growth
Stagnant revenue growth (0.50% YoY)

Compare Another Pair

MA vs NBH: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Neuberger Berman Income Funds - Neuberger Municipal Fund Inc. (NBH) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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