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MA vs NIM

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
NIM
Nuveen Select Maturities Municipal Fund
BEARISH
Price
$9.37
Market Cap
$116.6M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MA
30.28
NIM
44.62
Forward P/E
MA
22.05
NIM
--
P/B Ratio
MA
57.74
NIM
0.94
P/S Ratio
MA
13.6
NIM
23.71
EV/EBITDA
MA
22.13
NIM
--

Profitability

Gross Margin
MA
100.0%
NIM
100.0%
Operating Margin
MA
57.73%
NIM
85.44%
Profit Margin
MA
45.65%
NIM
52.6%
ROE
MA
209.91%
NIM
2.07%
ROA
MA
23.72%
NIM
2.07%

Growth

Revenue Growth
MA
17.6%
NIM
3.5%
Earnings Growth
MA
24.2%
NIM
26.5%

Financial Health

Debt/Equity
MA
2.56
NIM
--
Current Ratio
MA
1.03
NIM
2.28
Quick Ratio
MA
0.68
NIM
1.18

Dividends

Dividend Yield
MA
0.7%
NIM
3.71%
Payout Ratio
MA
18.4%
NIM
175.14%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
NIM BEARISH

NIM exhibits a stable financial health profile with a Piotroski F-Score of 6/9, but it is fundamentally overvalued. The current price of $9.37 significantly exceeds both the Graham Number ($6.85) and the Intrinsic Value ($6.19). Most concerning is the unsustainable dividend payout ratio of 175.14%, indicating that distributions are not supported by current earnings. Combined with a bearish technical trend (0/100), the asset appears overpriced relative to its growth and income capacity.

Strengths
Stable Piotroski F-Score (6/9) indicating consistent financial health
Strong operating margins at 85.44%
Positive earnings growth of 26.50% YoY
Risks
Unsustainable dividend payout ratio (175.14%)
Significant premium to Graham Number and Intrinsic Value
Very low Return on Equity (ROE) of 2.07%

Compare Another Pair

MA vs NIM: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Nuveen Select Maturities Municipal Fund (NIM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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