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MA vs NMCO

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
NMCO
Nuveen Municipal Credit Opportunities Fund
NEUTRAL
Price
$10.71
Market Cap
$593.2M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MA
30.28
NMCO
535.5
Forward P/E
MA
22.05
NMCO
--
P/B Ratio
MA
57.74
NMCO
0.98
P/S Ratio
MA
13.6
NMCO
9.49
EV/EBITDA
MA
22.13
NMCO
--

Profitability

Gross Margin
MA
100.0%
NMCO
100.0%
Operating Margin
MA
57.73%
NMCO
73.26%
Profit Margin
MA
45.65%
NMCO
1.81%
ROE
MA
209.91%
NMCO
0.18%
ROA
MA
23.72%
NMCO
2.96%

Growth

Revenue Growth
MA
17.6%
NMCO
--
Earnings Growth
MA
24.2%
NMCO
--

Financial Health

Debt/Equity
MA
2.56
NMCO
--
Current Ratio
MA
1.03
NMCO
9.79
Quick Ratio
MA
0.68
NMCO
9.79

Dividends

Dividend Yield
MA
0.7%
NMCO
7.68%
Payout Ratio
MA
18.4%
NMCO
4110.0%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
NMCO NEUTRAL

NMCO exhibits a strong Piotroski F-Score of 7/9, indicating solid short-term financial health, yet it suffers from severe valuation disconnects. While the Price-to-Book ratio of 0.98 suggests the fund is trading near its net asset value, the Graham Number ($2.22) and Intrinsic Value ($0.14) indicate massive overvaluation by traditional equity standards. The dividend yield is attractive at 7.68%, but a payout ratio of 4110% suggests distributions are not supported by earnings. Combined with bearish insider activity and a 0/100 technical trend, the fund appears to be a yield-trap for growth investors but a stable hold for income-focused investors.

Strengths
Strong Piotroski F-Score (7/9) indicating operational health
Trading slightly below book value (P/B 0.98)
High liquidity with a Current Ratio of 9.79
Risks
Unsustainable payout ratio (4110%) indicating potential return of capital
Extremely high P/E ratio (535.50) relative to sector averages
Bearish insider sentiment with consistent selling

Compare Another Pair

MA vs NMCO: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Nuveen Municipal Credit Opportunities Fund (NMCO) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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