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MA vs NMR

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
NMR
Nomura Holdings, Inc.
NEUTRAL
Price
$8.06
Market Cap
$23.27B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MA
30.28
NMR
10.75
Forward P/E
MA
22.05
NMR
14.39
P/B Ratio
MA
57.74
NMR
1.03
P/S Ratio
MA
13.6
NMR
0.01
EV/EBITDA
MA
22.13
NMR
--

Profitability

Gross Margin
MA
100.0%
NMR
78.31%
Operating Margin
MA
57.73%
NMR
18.66%
Profit Margin
MA
45.65%
NMR
16.71%
ROE
MA
209.91%
NMR
10.07%
ROA
MA
23.72%
NMR
0.63%

Growth

Revenue Growth
MA
17.6%
NMR
27.5%
Earnings Growth
MA
24.2%
NMR
4.5%

Financial Health

Debt/Equity
MA
2.56
NMR
9.17
Current Ratio
MA
1.03
NMR
1.57
Quick Ratio
MA
0.68
NMR
1.56

Dividends

Dividend Yield
MA
0.7%
NMR
5.11%
Payout Ratio
MA
18.4%
NMR
21.73%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
NMR NEUTRAL

Nomura Holdings presents a stark contrast between attractive valuation and poor operational health, highlighted by a weak Piotroski F-Score of 2/9. While the stock trades significantly below its Graham Number ($11.50) and Intrinsic Value ($10.31), the fundamental health metrics are concerning. Strong revenue growth and a healthy dividend yield are offset by extreme leverage (Debt/Equity of 9.17) and a consistent track record of missing earnings estimates. The current price of $8.06 suggests a value play, but the lack of operational momentum warrants a neutral stance.

Strengths
Trading at a significant discount to Graham Number ($11.50) and Intrinsic Value ($10.31)
Strong dividend yield of 5.11% with a sustainable payout ratio of 21.73%
Robust year-over-year revenue growth of 27.50%
Risks
Critically low Piotroski F-Score (2/9) indicating deteriorating financial health
Extreme leverage with a Debt/Equity ratio of 9.17
Poor earnings reliability, beating estimates in only 1 of the last 4 quarters

Compare Another Pair

MA vs NMR: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Nomura Holdings, Inc. (NMR) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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