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MA vs NMS

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
NMS
Nuveen Minnesota Quality Municipal Income Fund
NEUTRAL
Price
$12.20
Market Cap
$76.0M
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
MA
30.28
NMS
--
Forward P/E
MA
22.05
NMS
--
P/B Ratio
MA
57.74
NMS
--
P/S Ratio
MA
13.6
NMS
--
EV/EBITDA
MA
22.13
NMS
--

Profitability

Gross Margin
MA
100.0%
NMS
0.0%
Operating Margin
MA
57.73%
NMS
0.0%
Profit Margin
MA
45.65%
NMS
0.0%
ROE
MA
209.91%
NMS
--
ROA
MA
23.72%
NMS
--

Growth

Revenue Growth
MA
17.6%
NMS
--
Earnings Growth
MA
24.2%
NMS
--

Financial Health

Debt/Equity
MA
2.56
NMS
--
Current Ratio
MA
1.03
NMS
--
Quick Ratio
MA
0.68
NMS
--

Dividends

Dividend Yield
MA
0.7%
NMS
6.54%
Payout Ratio
MA
18.4%
NMS
73.19%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
NMS NEUTRAL

The deterministic health profile is critically weak, highlighted by a Piotroski F-Score of 1/9, which heavily penalizes the fund's fundamental health rating. While the fund has shown strong price appreciation over the last 1-3 years and maintains a respectable dividend yield of 6.54%, the technical trend has collapsed to 10/100, suggesting a bearish reversal. As a municipal income fund, traditional corporate metrics like the Altman Z-Score and Graham Number are not applicable, but the current price is trading at the ceiling of its 52-week range ($12.20 vs $12.25 high). The combination of poor deterministic health scores and a bearish technical outlook offsets the positive historical price performance.

Strengths
Strong 3-year price appreciation of 27.5%
Consistent dividend yield of 6.54%
Sustainable payout ratio of 73.19%
Risks
Critically low Piotroski F-Score (1/9) indicating poor fundamental health
Severely bearish technical trend (10/100)
Price is currently trading at the 52-week high, limiting immediate upside

Compare Another Pair

MA vs NMS: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Nuveen Minnesota Quality Municipal Income Fund (NMS) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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