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MA vs NRO

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
NRO
Neuberger Berman Income Funds - Neuberger Real Estate Securities Income Fund Inc.
BEARISH
Price
$3.04
Market Cap
$192.6M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MA
30.28
NRO
--
Forward P/E
MA
22.05
NRO
--
P/B Ratio
MA
57.74
NRO
0.93
P/S Ratio
MA
13.6
NRO
16.29
EV/EBITDA
MA
22.13
NRO
--

Profitability

Gross Margin
MA
100.0%
NRO
100.0%
Operating Margin
MA
57.73%
NRO
66.36%
Profit Margin
MA
45.65%
NRO
-52.68%
ROE
MA
209.91%
NRO
-3.18%
ROA
MA
23.72%
NRO
2.16%

Growth

Revenue Growth
MA
17.6%
NRO
28.5%
Earnings Growth
MA
24.2%
NRO
-87.9%

Financial Health

Debt/Equity
MA
2.56
NRO
0.34
Current Ratio
MA
1.03
NRO
0.61
Quick Ratio
MA
0.68
NRO
0.21

Dividends

Dividend Yield
MA
0.7%
NRO
12.32%
Payout Ratio
MA
18.4%
NRO
68.1%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
NRO BEARISH

NRO exhibits significant fundamental weakness, highlighted by a critical Piotroski F-Score of 2/9, indicating poor operational health. While the fund trades at a slight discount to book value (P/B 0.93) and offers a high dividend yield of 12.32%, these are offset by a severe collapse in earnings growth (-87.90% YoY) and negative profit margins. The lack of an Altman Z-Score and poor liquidity ratios (Quick Ratio 0.21) further underscore the risk profile. Overall, the asset appears to be a high-yield trap with deteriorating fundamentals.

Strengths
High dividend yield of 12.32%
Trading at a discount to book value (P/B 0.93)
Low Debt/Equity ratio (0.34) compared to sector average
Risks
Critical Piotroski F-Score (2/9) indicating weak financial health
Severe earnings contraction (-87.90% YoY)
Negative profit margin (-52.68%) and negative ROE (-3.18%)

Compare Another Pair

MA vs NRO: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Neuberger Berman Income Funds - Neuberger Real Estate Securities Income Fund Inc. (NRO) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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