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MA vs ONB

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
ONB
Old National Bancorp
BULLISH
Price
$23.36
Market Cap
$9.1B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
MA
30.28
ONB
13.05
Forward P/E
MA
22.05
ONB
8.15
P/B Ratio
MA
57.74
ONB
1.1
P/S Ratio
MA
13.6
ONB
3.96
EV/EBITDA
MA
22.13
ONB
--

Profitability

Gross Margin
MA
100.0%
ONB
0.0%
Operating Margin
MA
57.73%
ONB
47.64%
Profit Margin
MA
45.65%
ONB
29.09%
ROE
MA
209.91%
ONB
9.02%
ROA
MA
23.72%
ONB
1.06%

Growth

Revenue Growth
MA
17.6%
ONB
41.4%
Earnings Growth
MA
24.2%
ONB
17.2%

Financial Health

Debt/Equity
MA
2.56
ONB
--
Current Ratio
MA
1.03
ONB
--
Quick Ratio
MA
0.68
ONB
--

Dividends

Dividend Yield
MA
0.7%
ONB
2.48%
Payout Ratio
MA
18.4%
ONB
31.28%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
ONB BULLISH

Old National Bancorp presents a strong value opportunity, characterized by a stable Piotroski F-Score of 4/9 and a current price ($23.36) trading significantly below both its Graham Number ($29.23) and Intrinsic Value ($52.8). The company exhibits exceptional growth momentum with 41.4% YoY revenue growth and a consistent track record of earnings beats over 25 quarters. While technical trends are currently bearish and a large insider sale of $50M creates short-term headwinds, the fundamental valuation and growth metrics suggest significant upside. The low Price-to-Book ratio of 1.10 further reinforces the attractive entry point.

Strengths
Deeply undervalued relative to Graham Number ($29.23) and Intrinsic Value ($52.8)
Exceptional revenue growth of 41.4% YoY and 40.95% Q/Q
Strong earnings track record with 3/4 recent beats and a long history of surprises
Risks
Bearish technical trend (0/100 score) indicating short-term price pressure
Significant insider selling ($50M sale by trustee) signaling lack of immediate confidence
Moderate Piotroski F-Score (4/9) suggesting stable but not optimal financial health

Compare Another Pair

MA vs ONB: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Old National Bancorp (ONB) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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