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MA vs OPP

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
OPP
RiverNorth/DoubleLine Strategic Opportunity Fund, Inc.
BEARISH
Price
$7.87
Market Cap
$196.7M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MA
30.28
OPP
7.87
Forward P/E
MA
22.05
OPP
--
P/B Ratio
MA
57.74
OPP
--
P/S Ratio
MA
13.6
OPP
--
EV/EBITDA
MA
22.13
OPP
--

Profitability

Gross Margin
MA
100.0%
OPP
0.0%
Operating Margin
MA
57.73%
OPP
0.0%
Profit Margin
MA
45.65%
OPP
0.0%
ROE
MA
209.91%
OPP
--
ROA
MA
23.72%
OPP
--

Growth

Revenue Growth
MA
17.6%
OPP
--
Earnings Growth
MA
24.2%
OPP
--

Financial Health

Debt/Equity
MA
2.56
OPP
--
Current Ratio
MA
1.03
OPP
--
Quick Ratio
MA
0.68
OPP
--

Dividends

Dividend Yield
MA
0.7%
OPP
14.14%
Payout Ratio
MA
18.4%
OPP
113.7%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
OPP BEARISH

The deterministic health profile is critical, highlighted by a Piotroski F-Score of 1/9, indicating severe financial weakness. While the 14.14% dividend yield is superficially attractive, the payout ratio of 113.7% reveals an unsustainable distribution model that likely erodes capital. The stock is currently trading at a premium to its intrinsic value of $7.00, and a technical trend score of 0/100 confirms strong bearish momentum. Overall, the fund exhibits the characteristics of a dividend trap with deteriorating fundamentals.

Strengths
High nominal dividend yield of 14.14%
Positive 3-year price appreciation (+44.9%)
Positive 5-year price appreciation (+6.2%)
Risks
Extreme financial fragility indicated by Piotroski F-Score of 1/9
Unsustainable dividend payout ratio (113.7%)
Current price ($7.87) exceeds intrinsic value ($7.00)

Compare Another Pair

MA vs OPP: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and RiverNorth/DoubleLine Strategic Opportunity Fund, Inc. (OPP) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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