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MA vs OPY

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
OPY
Oppenheimer Holdings Inc.
NEUTRAL
Price
$114.48
Market Cap
$1.23B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
MA
30.28
OPY
8.78
Forward P/E
MA
22.05
OPY
44.72
P/B Ratio
MA
57.74
OPY
1.22
P/S Ratio
MA
13.6
OPY
0.79
EV/EBITDA
MA
22.13
OPY
--

Profitability

Gross Margin
MA
100.0%
OPY
91.39%
Operating Margin
MA
57.73%
OPY
35.22%
Profit Margin
MA
45.65%
OPY
9.56%
ROE
MA
209.91%
OPY
16.02%
ROA
MA
23.72%
OPY
4.17%

Growth

Revenue Growth
MA
17.6%
OPY
27.8%
Earnings Growth
MA
24.2%
OPY
588.5%

Financial Health

Debt/Equity
MA
2.56
OPY
1.23
Current Ratio
MA
1.03
OPY
1.29
Quick Ratio
MA
0.68
OPY
1.21

Dividends

Dividend Yield
MA
0.7%
OPY
0.63%
Payout Ratio
MA
18.4%
OPY
5.52%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
OPY NEUTRAL

OPY presents a complex profile where deep value metrics conflict with deteriorating forward-looking indicators. The company maintains a stable health profile with a Piotroski F-Score of 6/9 and trades significantly below both its Graham Number ($165.9) and Intrinsic Value ($384.68). However, a critical divergence exists between the trailing P/E (8.78) and the Forward P/E (44.72), suggesting a projected collapse in earnings. Combined with a very bearish technical trend (10/100) and insider selling, the current price reflects a market that is pricing in a significant earnings contraction despite historical growth.

Strengths
Significant undervaluation relative to Graham Number ($165.9) and Intrinsic Value
Strong historical growth with YoY earnings growth of 588.50%
Healthy ROE of 16.02% and strong operating margins (35.22%)
Risks
Severe earnings contraction implied by the jump from 8.78 Trailing P/E to 44.72 Forward P/E
Highly bearish technical trend (10/100) suggesting a potential price reversal
Exposure to high market volatility and macroeconomic risks inherent in capital markets

Compare Another Pair

MA vs OPY: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Oppenheimer Holdings Inc. (OPY) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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