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MA vs RIOT

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
RIOT
Riot Platforms, Inc.
BEARISH
Price
$18.11
Market Cap
$6.87B
Sector
Financial Services
AI Confidence
90%

Valuation

P/E Ratio
MA
30.28
RIOT
--
Forward P/E
MA
22.05
RIOT
-33.87
P/B Ratio
MA
57.74
RIOT
2.35
P/S Ratio
MA
13.6
RIOT
10.6
EV/EBITDA
MA
22.13
RIOT
-44.35

Profitability

Gross Margin
MA
100.0%
RIOT
37.93%
Operating Margin
MA
57.73%
RIOT
-424.7%
Profit Margin
MA
45.65%
RIOT
-102.43%
ROE
MA
209.91%
RIOT
-22.1%
ROA
MA
23.72%
RIOT
-8.19%

Growth

Revenue Growth
MA
17.6%
RIOT
7.2%
Earnings Growth
MA
24.2%
RIOT
--

Financial Health

Debt/Equity
MA
2.56
RIOT
0.3
Current Ratio
MA
1.03
RIOT
0.95
Quick Ratio
MA
0.68
RIOT
0.58

Dividends

Dividend Yield
MA
0.7%
RIOT
--
Payout Ratio
MA
18.4%
RIOT
0.0%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
RIOT BEARISH

RIOT exhibits severe fundamental distress, highlighted by a Piotroski F-Score of 1/9, indicating critical weakness in financial health. The company is operating with a catastrophic profit margin of -102.43% and an operating margin of -424.70%, suggesting that costs are vastly outpacing revenue generation. While the low Debt/Equity ratio (0.30) provides some cushion, the Current Ratio (0.95) and Quick Ratio (0.58) signal immediate liquidity risks. There is a stark divergence between the 'strong_buy' analyst consensus and the deterministic data, which suggests the current valuation is driven by speculative Bitcoin sentiment rather than corporate performance.

Strengths
Low Debt/Equity ratio (0.30) indicates limited long-term leverage
Positive Gross Margin (37.93%) shows core production is viable before overhead
Strong 1-year price momentum (+180.3%) reflecting high speculative demand
Risks
Extreme operational inefficiency with an operating margin of -424.70%
Critical liquidity risk with a Quick Ratio of 0.58
Severe earnings volatility and negative EPS growth (-527.3% YoY)

Compare Another Pair

MA vs RIOT: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Riot Platforms, Inc. (RIOT) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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