No connection

Search Results

MA vs RMBI

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
RMBI
Richmond Mutual Bancorporation, Inc.
BULLISH
Price
$14.55
Market Cap
$142.1M
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
MA
30.28
RMBI
12.44
Forward P/E
MA
22.05
RMBI
--
P/B Ratio
MA
57.74
RMBI
0.97
P/S Ratio
MA
13.6
RMBI
3.04
EV/EBITDA
MA
22.13
RMBI
--

Profitability

Gross Margin
MA
100.0%
RMBI
0.0%
Operating Margin
MA
57.73%
RMBI
34.54%
Profit Margin
MA
45.65%
RMBI
24.76%
ROE
MA
209.91%
RMBI
8.31%
ROA
MA
23.72%
RMBI
0.76%

Growth

Revenue Growth
MA
17.6%
RMBI
16.4%
Earnings Growth
MA
24.2%
RMBI
45.0%

Financial Health

Debt/Equity
MA
2.56
RMBI
--
Current Ratio
MA
1.03
RMBI
--
Quick Ratio
MA
0.68
RMBI
--

Dividends

Dividend Yield
MA
0.7%
RMBI
4.14%
Payout Ratio
MA
18.4%
RMBI
51.28%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
RMBI BULLISH

RMBI presents a compelling value opportunity, trading at a discount to both its book value (P/B 0.97) and its Graham Number ($19.91). While the Piotroski F-Score of 4/9 indicates stable but not strong financial health, the company exhibits robust growth with a 45% YoY increase in earnings. The significant gap between the current price ($14.55) and the growth-based intrinsic value ($34.52) suggests substantial upside potential. Despite a bearish technical trend score, the fundamental valuation and sustainable dividend yield provide a strong margin of safety.

Strengths
Trading below book value (P/B 0.97), indicating potential undervaluation
Strong earnings growth of 45% YoY and revenue growth of 16.4%
Significant discount to Graham Number ($19.91) and Intrinsic Value ($34.52)
Risks
Piotroski F-Score of 4/9 suggests only 'stable' health rather than 'strong'
Technical trend score is 0/100, indicating short-term bearish momentum or divergence
Lack of analyst coverage and target price guidance

Compare Another Pair

MA vs RMBI: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Richmond Mutual Bancorporation, Inc. (RMBI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile